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Welcome to this beautifully maintained and updated home, perfectly situated at the end of a quiet dead-end street in desirable West Babylon. Offering 3 bedrooms and an open-concept layout, this home is designed for both comfortable everyday living and effortless entertaining. The bright and inviting interior features an updated eat-in kitchen with pantry, fully open to the dining area and living room. Hardwood floors and recessed lighting extend throughout the home. A mostly finished basement provides additional living space, along with a dedicated laundry area and office. Central air conditioning, natural gas heat, and energy-efficient windows installed within the last 10 years. The home is equipped with an impressive audio system, including surround sound in the living room, separate kitchen speakers, and outdoor speakers strategically placed throughout the backyard. The backyard retreat is fully fenced and professionally landscaped, the property features in-ground sprinklers in both the front and rear yards, a 14ft electric awning, and plenty of space for outdoor gatherings. The covered front porch includes recessed lighting and electrical outlets, perfect for seasonal decor and entertaining. Ideally located near the Babylon train station, Belmont Lake State Park, Southards Pond Park, trails, local beaches, shopping, dining, and major parkways. Move right in and enjoy all that this exceptional property has to offer.
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Our Executive Mortgage Banker:
$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $559,200 | $559,200 | $559,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.603% | 5.952% |
| Monthly Tax Payment | $898 | $898 | $898 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,349 | $3,531 | $4,644 |
| Total Monthly Payment | $4,339 | $4,521 | $5,634 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.