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Charming Center Hall Colonial West of Mountain Rd located on a quiet cul-de-sac and set on a beautiful 1-acre lot. This spacious home offers 4 bedrooms, 2 full baths, and 2 half baths. The welcoming foyer features hardwood flooring and a coat closet. There are two bay windows, the first in the formal dining room and the second in the bright living room, that provides a comfortable gathering space. The inviting family room showcases hardwood floors, custom built-ins, a stunning fieldstone wood-burning fireplace, and sliders leading to a new deck. The white kitchen offers tile countertops and backsplash, with all appliances included. A convenient first-floor half bath with laundry and a mudroom with tile flooring and three storage closets provide everyday functionality. Direct access to the oversized two-car garage accommodates two SUVs. Upstairs are four bedrooms, including a primary suite with a private full bath featuring double sinks and a Jacuzzi tub. A second full bath and linen closet complete the upper level. The finished lower level offers additional living space with a carpeted recreation room, wet bar, half bath, office, cedar closet, utility sink, and extra washer/dryer hookups. A large unfinished room provides excellent storage space. A large bonus room over the garage, accessed by an exterior staircase, offers endless possibilities for a studio, workshop, home office, or hobby space. Additional features include gas warm-air heat, central air, public water, septic system, underground sprinklers, and abundant storage. Well-maintained and thoughtfully designed, this home offers exceptional space, solid construction, and great bones-ready for its next owner to make it their own. A wonderful opportunity in a desirable neighborhood setting.
| Type | Level |
|---|---|
| Bedroom 1 | Upper |
| Bedroom 2 | Upper |
| Bedroom 3 | Upper |
| Dining Room | Main |
| Family Room | Main |
| Kitchen | Main |
| Living Room | Main |
| Primary Bedroom | Upper |
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 970.390.2521
John.Kirkutis@raveis.com
NMLS Mortgage Loan Originator ID 1424716
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $559,920 | $559,920 | $559,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $1,243 | $1,243 | $1,243 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,353 | $3,535 | $4,650 |
| Total Monthly Payment | $4,688 | $4,870 | $5,985 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.