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Spacious 5-bedroom, 2. 5-bath Colonial offering two levels of comfortable living space and endless potential. Hardwood floors run throughout the home, which features a large living room with a wood-burning fireplace and beautiful bay window, formal dining room, kitchen, family room, half bath with laundry, and a private office/den. The first floor also includes two bedrooms, one with direct access to a full bath, providing flexible living options for guests, extended family, or single-level living. The second floor offers three additional bedrooms and a full bath. While the home is ready for cosmetic updates, it boasts solid construction, great bones, and an exceptional opportunity to make it your own. Additional features include a full unfinished basement with abundant storage and access to the attached 2-car garage, brand-new septic tank, furnace (2017), hot water heater (2020), whole-house generator, repointed fireplace, and irrigation system. Conveniently located and filled with potential, this is a wonderful opportunity for buyers looking to customize a spacious home in an established neighborhood. Natural gas, city water, central air. Come see the beauty of what the town of Cheshire offers with it's open space, Roaring Brook Falls, The Farmington Canal Heritage Trail, Parks & outdoor recreation. Conveniently located close to the new Shops at Stone Bridge, Whole Foods, Starbucks, dining, retail, easy commuting close to 691 and 84, tucked away in desirable neighborhood!!
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Full Bath,Hardwood Floor | 15.0 x 12.0 | Main |
| Bedroom 2 | Hardwood Floor | 9.0 x 12.0 | Main |
| Bedroom 3 | Hardwood Floor | 13.0 x 11.0 | Upper |
| Bedroom 4 | Hardwood Floor | 16.0 x 12.0 | Upper |
| Dining Room | Hardwood Floor | 11.7 x 12.1 | Main |
| Family Room | Ceiling Fan,Vinyl Floor | 21.0 x 12.0 | Main |
| Full Bath | Tub w/Shower,Tile Floor | 7.0 x 9.0 | Main |
| Full Bath | Tub w/Shower,Tile Floor | 7.0 x 4.0 | Upper |
| Half Bath | Laundry Hookup | 6.0 x 8.0 | Main |
| Kitchen | Island,Vinyl Floor | 12.1 x 11.0 | Main |
| Living Room | Bay/Bow Window,Fireplace,Hardwood Floor | 12.1 x 23.0 | Main |
| Office | Vinyl Floor | 16.0 x 8.0 | Main |
| Primary Bedroom | Hardwood Floor | 15.0 x 16.1 | Upper |
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William Raveis Real Estate
Phone: 888.699.8876
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William Raveis Mortgage, LLC
Phone: 203.858.7106
Liz.Eckman@raveis.com
NMLS Mortgage Loan Originator ID 1195194
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $463,920 | $463,920 | $463,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.615% | 5.952% |
| Monthly Tax Payment | $711 | $711 | $711 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,819 | $2,929 | $3,852 |
| Total Monthly Payment | $3,622 | $3,732 | $4,655 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.