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Location, Location, Location!! Don't miss this opportunity to transform this 1970's retro Ranch home and make it your own! Quality built, sprawling 2766 square foot brick ranch house in the Country Club neighborhood of Waterbury near the Middlebury line. This home sits on a beautiful corner lot (. 69 acres) and features 4 Bedrooms and 2 1/2 baths, an oversized kitchen with eating area, Formal LR with fireplace, Formal DR, Family room with fireplace and built-in desk and lots of built-in shelving and cabinets. Primary Bedroom with full bath and 3 other spacious bedrooms along will a full hall bath round out this awesome home. There is also a "bar room" off of the family room with a built in wet bar! It also has a separate laundry room an additional 1/2 bath. Huge full basement (bowling anyone?) has an office, slop sink and a cedar closet. 2 car garage. Central Vacuum. Bring your own style and taste and transform this home back to the beauty it was meant to be! New hot water heater 3/2020. Do not enter fenced pool area. *Waterbury is going through a new tax phase - waiting on new updated tax $ info - will update as soon as I receive.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Wall/Wall Carpet | Main |
| Bedroom 2 | Wall/Wall Carpet | Main |
| Bedroom 3 | Wall/Wall Carpet | Main |
| Dining Room | Wall/Wall Carpet | Main |
| Family Room | Built-Ins,Fireplace,Sliders,Wall/Wall Carpet | Main |
| Kitchen | Breakfast Bar,Dining Area,Eating Space,Laminate Floor | Main |
| Living Room | Fireplace,Wall/Wall Carpet | Main |
| Other | Wet Bar | Main |
| Primary Bedroom | Full Bath,Stall Shower,Walk-In Closet,Wall/Wall Carpet | Main |
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $343,920 | $343,920 | $343,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $1,045 | $1,045 | $1,045 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,060 | $2,172 | $2,856 |
| Total Monthly Payment | $3,179 | $3,291 | $3,975 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.