200 SE Birch Terrace, Stuart, FL, 34997 | $494,995

Discover the perfect blend of style, comfort, and low-maintenance living in this beautifully appointed Fullerton III townhome at Salerno Reserve, currently under construction with an anticipated October 2026 completion. Designed with our highly desirable Farmhouse interior collection, this home features a bright and inviting palette highlighted by crisp white farmhouse cabinetry, elegant finishes, matte black fixtures, and a thoughtfully designed open-concept floor plan that maximizes both space and natural light. The kitchen serves as the centerpiece of the home, offering designer-selected details and a seamless connection to the dining and living areas—ideal for entertaining or everyday living. Adding to its appeal, this homesite backs to a landscaped garden area, creating a peaceful setting with additional greenery and enhanced privacy. Enjoy relaxing mornings with garden views and a tranquil backdrop rarely found in townhome living. The popular Fullerton III design offers spacious living areas, modern functionality, and the convenience of a new construction home built with today's lifestyle in mind. Located within the gated community of Salerno Reserve, residents enjoy resort-style amenities including a community pool, pickleball courts, and walking trails, all just minutes from Downtown Stuart, beautiful beaches, shopping, dining, and convenient access to I-95. This is an exceptional opportunity to own a brand-new home featuring designer farmhouse finishes, a desirable garden homesite, and the peace of mind that comes with new construction. Estimated completion: October 2026. Photos are of a model home and are for illustrative purposes only. Features, colors, and finishes may vary.

Features

  • Amenities: Cabana, Pool, Pickleball Court(s), Sidewalks
  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Inside
  • Development: Salerno Reserve
  • Year Built: 2024
  • Garage: 2-car Attached
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,683
  • Acreage: 0.05
  • Est. Taxes: $782
  • HOA Fee: $274 Monthly
  • View: Other
  • Elem. School: Pinewood (Martin)
  • Middle School: Dr. David L. Anderson
  • High School: Martin County
  • Pet Policy: Yes, Breed Restrictions
  • Appliances: Electric Water Heater, Dryer, Dishwasher, Electric Range, Microwave, Oven, Refrigerator, Water Heater, Washer
  • MLS#: B26038698
  • Website: https://www.raveis.com
    /prop/B26038698/200sebirchterrace_stuart_fl?source=qrflyer
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Listing courtesy of K HOVNANIAN FLORIDA REALTY

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

200 SE Birch Terrace, Stuart, FL, 34997

$494,995

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $395,996 $395,996 $395,996
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.324% 6.524% 5.846%
Monthly Tax Payment $65 $65 $65
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,342 $2,471 $3,262
Total Monthly Payment $2,482 $2,611 $3,402

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.