120 Willow Cove Rd, Cheshire, MA, 01225 | $399,000

Welcome to your charming lakefront retreat on beautiful Cheshire Lake! Set along the water's edge with a beautiful yard and picturesque views, this inviting home offers the perfect setting to enjoy all that lakefront living has to offer. Relax on the deck with your morning coffee while watching the sunrise over the lake, host family and friends for summer gatherings, or unwind with evening drinks as the sun reflects across the peaceful water. A spacious sunroom, currently used as a dining area, provides the perfect place to gather while enjoying breathtaking lake views throughout the seasons. With beautiful water views from most rooms, this home offers a tranquil backdrop for everyday living and year-round enjoyment. Inside, you'll find an updated kitchen, a cozy natural gas fireplace, spacious bedrooms with excellent storage, a recently updated bathroom, and beautiful oak and fir hardwood flooring throughout much of the home. Thoughtful improvements, including a new heat pump providing efficient heating and air conditioning, vinyl siding, and a newer hot water heater, offer comfort and peace of mind. Excellent attic storage provides additional space for seasonal items and everyday organization. Whether you're boating, kayaking, and swimming during the warmer months or enjoying ice fishing and winter recreation in the winter, this property is ready to be enjoyed in every season. Complete with a detached one-car garage and a welcoming atmosphere throughout, this special lakefront home is conveniently located near many of the Berkshires' most beloved attractions, including MASS MoCA, The Clark Art Institute, and Tanglewood, as well as several local ski resorts. Make this lakefront property your new home sweet home.

Features

  • Amenities: Landscaped, Fireplace (s), Granite Counter
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 1 full
  • Lot Size: approx 6,970 sq ft
  • Style: Cottage
  • Year Built: 1930
  • Garage: 1-car Attached, Auto Opener
  • Heating/Cooling: Central AC, Electric, Heat Pump
  • Basement: Crawl
  • Approx Sq. Feet: 955
  • Acreage: 0.16
  • Lot Size: approx 6,970 sq ft
  • Est. Taxes: $3,106
  • View: Seasonal
  • Elem. School: Hoosac Valley Elementary
  • Middle School: Hoosac Valley Middle & High School
  • High School: Hoosac Valley Middle & High School
  • Appliances: Dryer, Range, Refrigerator, Washer
  • MLS#: 249828
  • Days on Market: 20 days
  • Website: https://www.raveis.com
    /prop/249828/120willowcoverd_cheshire_ma?source=qrflyer
Copyright © 2026  Berkshire County Multiple Listing Service, Inc.
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of LAMACCHIA REALTY, INC   Phone: 413-443-7274

William Raveis Family of Services

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888.699.8876

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Kate RockettRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1500191

617.281.4872

Kate.Rockett@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance

978-337-3053

Paul.Berrios@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

120 Willow Cove Rd, Cheshire, MA, 01225

$399,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Kate Rockett

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 617.281.4872

Kate.Rockett@raveis.com

NMLS Mortgage Loan Originator ID 1500191

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,200 $319,200 $319,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.230% 6.512% 5.866%
Monthly Tax Payment $259 $259 $259
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,888 $1,991 $2,629
Total Monthly Payment $2,222 $2,325 $2,963

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.