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Located in Echo Hill South, this @1840 SF Ranch Rambler w/ 3 bedrms, 2. 5 baths & 1-car garage is nestled into a cozy, cul-de-sac w/ 6 other resident homeowners. All enjoy the perks of a natural setting with trees, ponds, wildlife, open meadow & the Robert Frost Trail. Yet just down the road are the popular Fitness Center & free PVTA bus for commutes to Amherst Center & UMASS. The subdivision was developed in the 1970's during a University expansion & influx of new hires. Lavished w/ TLC by one such family over the past 55 yrs. , 15 Red Fox Ln was the haven for a growing family & later the refuge for aging parents needing single level living. Major upgrades include: reconstruction of entry way w/ double doors, skylights & tile floor; 6' x 10' kitchen peaked extension & remodel; conversion to gas; new HVAC in 2018 ; added gas fireplace; replaced hollow core w/ solid wood doors; box windows installed in LR & main bedrm; part. finished basemt: 1/2 bath, family rm & office (see disclosure)
| Type | Description | Level |
|---|---|---|
| Bedroom 2 | Closet, Flooring - Wall to Wall Carpet | Main,First |
| Bedroom 3 | Closet, Flooring - Wall to Wall Carpet | Main,First |
| Dining Room | Flooring - Wall to Wall Carpet, French Doors, Exterior Access, Open Floorplan, Remodeled, Lighting - Overhead | Main,First |
| Family Room | Recessed Lighting, Closet - Double, Flooring - Concrete | Basement |
| Kitchen | Vaulted Ceiling(s), Closet, Flooring - Laminate, Window(s) - Picture, Countertops - Upgraded, Cabinets - Upgraded, Recessed Lighting, Remodeled, Gas Stove | Main,First |
| Living Room | Flooring - Wall to Wall Carpet, Window(s) - Bay/Bow/Box, Cable Hookup, Open Floorplan, Remodeled | Main,First |
| Master Bedroom | Bathroom - 3/4, Ceiling Fan(s), Flooring - Wall to Wall Carpet, Window(s) - Bay/Bow/Box, Remodeled, Closet - Double | Main,First |
| Office | Basement |
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Our Executive Mortgage Banker:
Our Insurance Division:
$545,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 413.626.5626
Michele.Welch@raveis.com
NMLS Mortgage Loan Originator ID 293220
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $436,000 | $436,000 | $436,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.603% | 5.952% |
| Monthly Tax Payment | $649 | $649 | $649 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,611 | $2,753 | $3,621 |
| Total Monthly Payment | $3,352 | $3,494 | $4,362 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.