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Welcome to 2752 Fish Avenue, a legal two-family home with a Certificate of Occupancy, perfectly situated in the highly sought-after Pelham Gardens section of the Bronx. This well-maintained property features separate utilities with 2 electric meters and 2 gas meters, making it an ideal opportunity for both homeowners and investors. The first-floor unit offers a spacious 1-bedroom, 1-bathroom layout, while the second-floor unit features 3 bedrooms and 1 full bathroom. Beautiful hardwood floors run throughout the home, complemented by stunning kitchens with granite countertops and modern finishes. Comfort and energy efficiency are at the forefront with Mitsubishi mini-split systems installed throughout the property, providing both heating and air conditioning. The home also benefits from leased solar panels with approximately 22 years remaining on the lease at just $117 per month, helping to significantly reduce electric costs. With multiple mini-split units throughout the home, utility expenses remain remarkably low while maintaining year-round comfort. Additional features include electric hot water, a security camera system, a one-car garage, private driveway, and a beautifully maintained backyard with access to a walkout basement. ALL UNITS WILL BE DELIVERED VACANT AT CLOSING! This move-in-ready property offers the perfect blend of income potential, owner-occupancy flexibility, modern amenities, and long-term energy savings in one of the Bronx's most desirable neighborhoods. Don't miss this exceptional opportunity to own a fully vacant, legal two-family home with tremendous value and versatility.
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Our Executive Mortgage Banker:
$899,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $719,999 | $719,999 | $719,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.086% | 6.183% |
| Monthly Tax Payment | $556 | $556 | $556 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,088 | $4,317 | $6,076 |
| Total Monthly Payment | $4,736 | $4,965 | $6,724 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.