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Opportunity awaits in the heart of Troy, Vermont. Whether you're searching for a primary residence, rental opportunity, or project with potential, this property offers flexibility and a convenient village location. A welcoming covered porch serves as the main entry while also providing direct access to the attached and oversized 2-bay-garage, making everyday living practical in all seasons. Inside, the home features a functional layout designed for comfortable gathering and daily use. The kitchen provides generous workspace and cabinetry, flowing seamlessly into the adjoining dining area. A versatile room with laundry on the main level offers options for a home office or hobby space. The central gathering room creates an inviting atmosphere, while a half bath completes the first floor. The second level includes a sizable primary suite accompanied by two additional bedrooms and a full bathroom, offering accommodations for family or guests. A second covered porch provides another outdoor retreat and partial mountain views. Additional highlights include public water and sewer service, oil-fired heat with a wood burning alternative, electric water heater, and an attached garage offering storage and workspace possibilities. Conveniently positioned near shopping, dining, schools, recreational activities, and everyday necessities, the property is also within easy reach of the year-round attractions of Jay Peak Resort. Enjoy the balance of small-town living with access to outdoor adventure, skiing, golfing, hiking, and more. Property is being sold in as-is condition.
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 6/28/2026Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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$129,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $103,200 | $103,200 | $103,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $193 | $193 | $193 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $618 | $644 | $850 |
| Total Monthly Payment | $886 | $912 | $1,118 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.