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NEW LISTING! Mason Oaks a coveted neighborhood in Valrico with Tree lined streets. Enjoy the peaceful setting at this 3100 SQ FT Pool home with 4 bedrooms, 3 baths plus 3 car garage. NOTE ROOF-2023 and AC 2022. As you enter you are greeted by huge formals with 12 ft ceilings in the Living Room and a separate private Dining Room. Enjoy the floor to ceiling Brick double side fireplace with built-ins that adjoins the Family room. Note the Large room sizes in this home. The Kitchen is so unique -with the Hub where all the preparing occurs and breakfast bar for informal dining. Beyond that is another counter with huge pass-through window overlooking the pool area and tons of cabinetry. This home is a 2 way split plan with the primary and ensuite on the right hand side of the home. Spacious 2econdary bedrooms are on the left and are quite large. The one could easily be a 2nd Primary withs its size and proximity to the pool bath. septic cleaned recently.
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Our Executive Mortgage Banker:
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$619,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $495,200 | $495,200 | $495,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $421 | $421 | $421 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,966 | $3,127 | $4,112 |
| Total Monthly Payment | $3,479 | $3,640 | $4,625 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.