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Under contract-accepting backup offers. This move-in ready 2-bedroom plus study, 2. 5-bath Braemore model condo in Braeloch Village offers 1, 851 square feet in a Clearwater 55+ community near Countryside Country Club. Built in 1981, the home has street-level entry with a two-story layout, an attached 2-car garage, an inside laundry, and a practical floor plan for everyday function.
The meticulously maintained unit features a modern updated kitchen and baths featuring white shaker cabinetry with soft-close hinges, granite counters, a stainless steel sink, and stainless steel appliances. The bathrooms feature the same cabinetry with quartz countertops. Other interior features include refinished ceilings, plantation shutters, ceiling fans throughout, a wood staircase, tile floors on the first level, and carpeted flooring in the bedrooms. Plenty of storage with walk-in closets in both bedrooms.
The first-floor office has access to the private outdoor atrium and can work well for short-term guests, fitness, crafts, or hobbies. The atrium includes a French drain installed in 2023, adding a practical drainage-related improvement to this private exterior area.
Major ownership improvements include impact glass windows and doors, HVAC replaced in 2019, added blown insulation in 2015, rain gutters, and the hot water tank in 2025. The inside laundry area includes a washer and dryer upgraded in 2024. The association replaced the tile roof in 2015.
Outdoor living is a clear strength of this condo. A new composite deck with new footers and railing was completed in 2025 with a reported cost of $37, 000. The deck is a peaceful setting overlooking the pond for a usable water-view setting.
Located at 3055 Braeloch Cir W. in Clearwater, this condo is about 1 block from Countryside Country Club and close to the established Countryside area. The monthly condo fee of $967. 22 includes basic cable TV, internet, community pool and hot tub, pool maintenance, exterior maintenance, exterior pest control, grounds maintenance, insurance, manager, private road, common area taxes, and escrow reserves fund. Rental rules state a 90-day minimum rental with a maximum of 4 units used as rentals at one time. The pet policy allows 1 cat; buyers should verify association requirements for service and emotional support dogs. The family room TV and stand are included with the sale, and some other furnishings may also be negotiable. Schedule your showing today, this one won't last!
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NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $320,000 | $320,000 | $320,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $358 | $358 | $358 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,917 | $2,021 | $2,657 |
| Total Monthly Payment | $2,350 | $2,454 | $3,090 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.