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Simplify your life without sacrificing quality or comfort. Start your next chapter at this move in ready townhome located in the quiet, gated enclave of Oak Ridge in St. Cloud. Enjoy the ultimate low-maintenance lifestyle for those ready to trade yard work for leisure. No stairs to worry about in this thoughtfully designed end unit single-story townhome featuring a split-floor plan for maximum privacy. A tastefully appointed primary bedroom features an ensuite bath with separate sinks and a stand-up shower enclosure. The Two-Car Garage offers plenty of room for your vehicle or golf cart. Enjoy Maintenance-Free Living as the HOA handles the heavy lifting, including complete landscaping and roof maintenance. This is a "lock-and-leave" dream—perfect if you plan to travel or spend part of the year elsewhere. You can simply close the door and know your home is being looked after on the exterior. Enjoy the added security of a gated entrance and a community pool and playground in Oak Ridge, where you are far enough away from the hustle and bustle, yet close enough to every convenience you require. St. Cloud offers a charming, historic feel with modern medical and retail access just minutes away. Spend your afternoons at the St. Cloud Lakefront Park, offering beautiful, paved walking paths along East Lake Tohopekaliga, fishing piers, and sunset views that are second to none. First class health care facilities are nearby including St. Cloud Regional Medical Center and the world-class specialists at Lake Nona’s Medical City, just a short drive away. Conveniently located near the Florida Turnpike and Orlando International Airport you will always be able to travel with ease. To top it off, golf enthusiasts can play at nearby premier courses, including Royal St. Cloud Golf Links, known for its beautiful layout and player-friendly atmosphere. What are you waiting for? Schedule your private showing today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$278,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $222,400 | $222,400 | $222,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.603% | 5.952% |
| Monthly Tax Payment | $314 | $314 | $314 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,332 | $1,404 | $1,847 |
| Total Monthly Payment | $1,721 | $1,793 | $2,236 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.