11120 105TH AVENUE, Largo, FL, 33778 | $479,900

Under contract-accepting backup offers. Dreaming of a Florida pool home near the beach—but not the flood insurance bill that often comes with it? Welcome home. *****
Located just 4 miles from the Gulf beaches and tucked safely in Flood Zone X, this beautifully maintained Seminole pool home offers the Florida lifestyle you've been searching for, along with the peace of mind today's buyers crave. The home experienced no flooding or storm damage during recent hurricanes and features a brand-new roof (2026), newer windows (2022), Kevlar hurricane protection, a new electrical panel (2021), and a new pool pump (2026). *****
Inside, the thoughtfully designed split-bedroom floor plan provides both comfort and privacy. The updated kitchen features granite countertops, newer cabinetry, and a breakfast bar that opens seamlessly to the living and dining areas. *****
Step outside and discover the true star of the property: your own tropical backyard retreat. Surrounded by lush landscaping and centered around a sparkling pool, this private outdoor oasis was made for enjoying the Florida sunshine. Whether you're hosting family and friends, relaxing after a day at the beach, or savoring your morning coffee surrounded by swaying palms and colorful greenery, you'll find yourself drawn to this space again and again. *****
Additional features include a RainSoft water treatment system, fenced backyard, storage shed, ceramic tile flooring throughout much of the home, and a one-car garage with laundry and flexible space for parking, storage, hobbies, or a home gym. Plus, enjoy convenient access to Seminole City Center, local parks, recreation, shopping, dining, and some of Florida's most beautiful beaches. *****
Pool. Beach proximity. Flood Zone X. Major updates already completed. This is the Florida lifestyle you've been waiting for.

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 70 x 100
  • Laundry: In Garage
  • Year Built: 1972
  • Garage: 1-car On Street, Parking Pad
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,392
  • Acreage: 0.16
  • Lot Size: 70 x 100
  • Est. Taxes: $5,089
  • Lot Desc: In County, Unincorporated
  • Elem. School: Starkey Elementary-PN
  • Middle School: Osceola Middle-PN
  • High School: Seminole High-PN
  • Pool: Gunite
  • Pet Policy: Yes
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: TB8517143
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/TB8517143/11120105thavenue_largo_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/6/2026 9:47:08 AM)
Listing courtesy of CHARLES RUTENBERG REALTY INC   Phone: 727-538-9200

William Raveis Family of Services

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Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

11120 105TH AVENUE, Largo, FL, 33778

$479,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $383,920 $383,920 $383,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment $424 $424 $424
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,299 $2,424 $3,188
Total Monthly Payment $2,798 $2,923 $3,687

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.