116 Sparrow Street, Bonneau, SC, 29431 | $599,900

''Boat from your backyard to Lake Moultrie!''Welcome to 116 Sparrow Street, where waterfront living meets small-town Southern charm! Nestled along a canal with direct access to Lake Moultrie, this beautiful 2, 680-square-foot home offers the perfect opportunity to enjoy boating, fishing, and outdoor living right from your own backyard. Tie your boat to the private dock and cruise out to Lake Moultrie, South Carolina's third-largest lake, renowned for trophy fishing, watersports, and breathtaking sunsets. Built in 2005, this spacious two-story home features 4 bedrooms, 3 full bathrooms, and a flexible floor plan designed for comfort and convenience. A metal roof installed in approximately 2017 provides both durability and peace of mind for years to come. The home offers dual primarsuites, including a massive upstairs owner's retreat complete with an en-suite bathroom featuring dual vanities, a large garden tub, and enough space to create a sitting area, home office, nursery, or private retreat. A second primary suite on the main floor provides additional flexibility for guests or multi-generational living. Inside, you'll find a welcoming den, an open-concept living room, dining area, and kitchen with center island, along with a formal dining room and spacious laundry/utility room. Storage is plentiful with walk-in closets and convenient walk-in attic access. As you arrive, you'll be greeted by a majestic live oak tree that provides shade and timeless Lowcountry character. Beautiful landscaping and blooming hydrangeas frame the inviting front porch, the perfect place to relax with a rocking chair and a glass of sweet tea. The charming glass storm door allows natural light to pour into the home while adding to its curb appeal. Step into the backyard and discover a gardener's paradise featuring mature landscaping, a large deck for entertaining and relaxing and producing blueberry bushes ready for summer picking. Additional outdoor features include an enclosed storage shed and a large covered metal carport in the backyard ideal for storing boats, jet skis, golf carts, trailers, and recreational equipment plus an additional carport up front for parking your vehicles with covered convenience. Enjoy the freedom of NO HOA while still being conveniently located near multiple public boat landings, including a private gated landing for local residents and the scenic Bonneau Beach boat landing known for its stunning oak trees and panoramic lake views. Just around the corner, enjoy waterfront dining at the popular Watermark Bar & Grill, where you can arrive by car, golf cart, or boat and enjoy fresh seafood, Southern favorites, and beautiful waterfront scenery. Located in the highly desirable H. E. Bonner Elementary School district, a partial arts-infused school, and zoned for Macedonia Middle School and Timberland High School. Whether you're searching for a primary residence, weekend retreat, vacation getaway, or the perfect place to embrace the Lake Moultrie lifestyle, 116 Sparrow Street delivers the best of waterfront living with the convenience, charm, and outdoor adventure that make the Lowcountry such a special place to call home. ***Listing is to the best of the agents knowledge. Buyer and or buyers agent to verify anything deemed important.

Features

  • Amenities: Boat Ramp, RV Parking, Storage
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Laundry Room
  • Style: Traditional
  • Development: 75 - Cross, St.Stephen, Bonneau, Rural Berkeley Cty
  • Year Built: 2005
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,680
  • Acreage: 0.25
  • Lot Desc: 0 - .5 Acre
  • Water Front: Yes
  • Elem. School: Bonner
  • Middle School: Macedonia
  • High School: Timberland
  • MLS#: 26016702
  • Days on Market: 21 days
  • Website: https://www.raveis.com
    /prop/26016702/116sparrowstreet_bonneau_sc?source=qrflyer
Copyright © 2026  Charleston Trident MLS
Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase.
Listing courtesy of Better Homes And Gardens Real Estate Palmetto

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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116 Sparrow Street, Bonneau, SC, 29431

$599,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $479,920 $479,920 $479,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.512% 5.866%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,874 $2,994 $3,953
Total Monthly Payment $2,966 $3,086 $4,045

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.