1097 SUGAR LOAF KEY LOOP, Lady Lake, FL, 32159 | $689,900

Designed for the way families live today, this exceptional Green Key Village residence combines flexible multi-generational living, energy-efficient construction, and a private backyard setting in one of Central Florida's most unique gated communities. Offering nearly 3, 000 square feet of thoughtfully designed living space, the home features formal living and dining rooms, an open-concept family room, and a beautifully appointed kitchen with granite countertops, upgraded cabinetry, built-in appliances, breakfast bar seating, and a spacious pantry overlooking the breakfast nook and main living areas. Architectural details including crown molding, tray ceilings, plantation shutters, and soaring ceilings add warmth and character throughout. The owner's retreat serves as a private sanctuary with direct access to the screened lanai, dual vanities, a spacious walk-through shower, and separate his-and-her walk-in closets. A standout feature rarely found in today's market is the private in-law suite complete with its own exterior entrance, kitchenette, and accessible bathroom featuring comfort-height counters and an oversized low-entry shower, creating the ideal space for extended family, guests, or a caregiver. Outside, the expansive screened lanai overlooks dedicated green space that provides added privacy with no future rear neighbors behind portions of the property. Additional upgrades include a whole-home water treatment system and an owned solar array that helps virtually eliminate monthly electric costs. Life in Green Key Village offers the perfect alternative to The Villages lifestyle, providing convenient access to shopping, dining, golf, entertainment, and medical facilities without age restrictions. Residents enjoy resort-style amenities including a gated entrance, community pool, pickleball courts, basketball court, community garden, golf-cart-friendly streets, sidewalks, and a vibrant neighborhood atmosphere. If you're searching for a home that offers space for family, room to entertain, and features designed for long-term comfort and independence, then look no further because you're home.

Features

  • Amenities: Gated, Pickleball Court(s), Pool
  • Rooms: 8
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Laundry Room
  • Year Built: 2018
  • Garage: 2-car Driveway, Garage Door Opener, Garage Faces Side
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,913
  • Acreage: 0.29
  • Est. Taxes: $8,260
  • HOA Fee: $165 Monthly
  • Lot Desc: Oversized Lot, Sidewalk
  • Elem. School: Villages Elem of Lady Lake
  • Middle School: Carver Middle
  • High School: Leesburg High
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range Hood, Refrigerator, Water Filtration System
  • MLS#: O6414780
  • Days on Market: 5 days
  • Website: https://www.raveis.com
    /prop/O6414780/1097sugarloafkeyloop_ladylake_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/19/2026 11:32:09 PM)
Listing courtesy of CENTURY 21 ALTON CLARK   Phone: 407-636-4637

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1097 SUGAR LOAF KEY LOOP, Lady Lake, FL, 32159

$689,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $551,920 $551,920 $551,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.603% 5.952%
Monthly Tax Payment $688 $688 $688
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,305 $3,485 $4,583
Total Monthly Payment $4,085 $4,265 $5,363

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.