2240 SHEPARD Street, #202, Jacksonville, FL, 32211 | $525,000

Stunning views and direct waterfront access on the St. Johns River! This exceptional two-story condominium offers a rare blend of space, versatility, and breathtaking scenery. With four bedrooms and three full baths, this home is thoughtfully designed to accommodate both comfortable everyday living and effortless entertaining.

Expansive windows frame sweeping views of the downtown skyline, creating a stunning backdrop that shifts beautifully from sunlit mornings to glittering city lights at night. The main living areas are bright and inviting, seamlessly connecting to a well-appointed kitchen featuring modern appliances--all less than two years old--ensuring both style and reliability for the next owner.

A great feature of this residence is its private downstairs suite, complete with one bedroom, one bath, plus kitchen and living room, offering a separate in-law suite ideal for guests, extended family, or even a private office. This flexible space enhances both privacy and function Additional highlights include an oversized 2 car garage with built in cabinetry for storage, a large outdoor balcony for enjoying quiet evenings overlooking the river or hosting gatherings with the city skyline as your backdrop. A dedicated covered boat slip makes enjoying the St Johns river a breeze. The primary bedroom suite features a custom designed closet for maximizing use of space and organization. This home delivers a lifestyle that is both refined and relaxed. This is more than a just a condominium--it's an opportunity to experience waterfront living at its best!

Features

  • Parking: Additional Parking, Garage, Guest, Off Street
  • Heating: Central, Electric
  • Cooling: Central Air, Electric
  • Amenities: Boat DockStreet Lights
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: In Unit, Upper Level
  • Complex: St Johns Riverview
  • Year Built: 1987
  • Common Charge: $400 Monthly
  • Approx Sq. Feet: 2,600
  • View: River, Water
  • Water Front: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
  • MLS#: 2148290
  • Days on Market: 23 days
  • Website: https://www.raveis.com
    /prop/2148290/2240shepardstreet_jacksonville_fl?source=qrflyer
Copyright © 2026  Northeast Florida Multiple Listing Service,
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than William Raveis Real Estate are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.
Listing courtesy of TRADITIONS REALTY LLC

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2240 SHEPARD Street, #202, Jacksonville, FL, 32211

$525,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $420,000 $420,000 $420,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.640% 5.972%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,552 $2,652 $3,488
Total Monthly Payment $2,644 $2,744 $3,580

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.