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***Ask about the possibility of receiving 1% reduction in interest rate and free refi. ***Enjoy the convenience of living in the established Glyn Terrace community of North Charleston, where easy access to major employers, shopping, dining, and recreation makes everyday life a breeze. Located less than 2 miles from I-526, this charming brick ranch is just 3 miles from Charleston International Airport, Tanger Outlets, and Joint Base Charleston, 5. 2 miles from West Ashley, and approximately 7 miles from downtown Charleston. Set on a spacious lot with mature landscaping, this property offers exceptional versatility both inside and out. A welcoming front porch and classic brick exterior create great curb appeal, while a carport and a large detached garage provide ample space for vehiclesstorage, hobbies, or a workshop. The detached garage also features an unfinished FROG, offering additional storage and future possibilities. Inside, the home features a formal living room with a large front-facing window, an eat-in kitchen with white cabinetry and appliances, and a spacious family room highlighted by a beamed ceiling, brick-surround fireplace, and built-in shelving. An adjoining flex space is ideal for a home office, playroom, or additional living area. Three bedrooms and a full bathroom are located down the hallway, providing a functional layout for everyday living. The large enclosed porch overlooks the fenced backyard, where mature trees and shrubs create a peaceful outdoor setting with plenty of room to relax, entertain, or garden. Combining a convenient location with flexible living spaces and abundant storage, this property offers an outstanding opportunity to enjoy all that the Charleston area has to offer. *Some images have been virtually enhanced and/or staged. The furnishings and decor shown are for illustrative purposes only, and the actual property may appear different in person.
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Our Executive Mortgage Banker:
$330,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $264,000 | $264,000 | $264,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,604 | $1,667 | $2,192 |
| Total Monthly Payment | $1,679 | $1,742 | $2,267 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.