185 Holmes Lane, Shoreham, VT, 05770 | $125,000

If you've always wanted a lakefront property in Vermont - here's your chance! Reasonably priced in an effort to sell before summer ends! The former owner had a vision that didn't fully materialize and now that vision can be yours. With approximately 1. 3 acres you can site your pad to take advantage of the lake views and the glorious sunsets over the mountains. If you're just looking for a recreational parcel to give you access to the lake bring your enthusiasm and creative thinking. There is an old and unfinished camp structure on the property that needs to be removed or revived. In order to develop this property, buyer will have to obtain a WW permit from the State of Vermont (can be a condition of sale). Lake Frontage is estimated to be at least 150'. Follow the directions - Google maps doesn't have this one quite right! Wear tall boots and long pants!

Features

  • Zoning: LDR
  • Frontage: 163
  • Lot Desc: Rural,Country Setting,Lake Frontage,Mountain View,Sloping,Waterfront,Wooded,Beach Access,Private
  • Water Front: Yes
  • Elem. School: Shoreham Elementary School
  • Middle School: Middlebury Union Middle #3
  • High School: Middlebury Senior UHSD #3
  • School District: Addison Central
  • MLS#: 5093466
  • Website: https://www.raveis.com
    /prop/5093466/185holmeslane_shoreham_vt?source=qrflyer
©2026 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 6/19/2026
Listing courtesy of IPJ Real Estate   Phone: 802-388-4242
Listing Agent: Amey Ryan

William Raveis Family of Services

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance

617.320.5687

Joel.Fanjoy@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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185 Holmes Lane, Shoreham, VT, 05770

$125,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $100,000 $100,000 $100,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.603% 5.952%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $599 $631 $830
Total Monthly Payment $674 $706 $905

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.