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900 COVE CAY DRIVE, #1F, Clearwater, FL, 33760 | $170,000
Experience the Florida Lifestyle You've Been Dreaming About!
Welcome to Cove Cay, one of Tampa Bay's most desirable gated waterfront golf communities, where every day feels like a vacation. Perfect as a primary residence, winter retreat, or second home, this beautifully maintained first-floor condo offers the ideal combination of waterfront serenity, resort-style amenities, and low-maintenance living.
This spacious 2-bedroom, 2-bath residence overlooks a tranquil canal and mangrove-lined inlet connected to Tampa Bay, creating a peaceful natural backdrop right outside your screened lanai. Enjoy morning coffee while watching native birds and coastal wildlife, or unwind in the evenings with gentle waterfront breezes.
Inside, you'll find a bright and inviting floor plan filled with natural light. The updated kitchen features stone countertops, newer appliances, and a convenient in-unit washer and dryer. The generously sized primary suite includes two closets and an en-suite bath with a private water closet and walk-in shower. Tile flooring throughout the main living areas offers easy maintenance, while the bedrooms provide comfort and warmth.
Beyond your front door awaits an unmatched Florida lifestyle. Cove Cay is a secure, 24-hour gated community nestled along Tampa Bay and centered around a scenic 18-hole championship golf course. Residents enjoy access to an on-site restaurant and pub, beautifully landscaped grounds, community pools, and the nearby marina offering affordable boat slips, storage, rentals, and easy access to Tampa Bay's waterways.
Whether your passion is golf, boating, fishing, or simply enjoying Florida's sunshine, Cove Cay offers it all in one convenient location. You're just minutes from world-famous Gulf beaches, vibrant downtowns, major airports, shopping, dining, and professional sports venues.
The monthly maintenance fee makes ownership easy by covering cable, internet, building insurance, water, sewer, trash, lawn care, and pool maintenance—allowing you to spend less time on upkeep and more time enjoying the Florida lifestyle.
If you've been searching for an affordable waterfront golf community with exceptional amenities and a true resort atmosphere, this is your opportunity to own a piece of paradise in Tampa Bay.
Features
- Elevator: Y
- Heating: Electric
- Cooling: Central Air
- Levels: 7
- Rooms: 5
- Bedrooms: 2
- Baths: 2 full
- Laundry: Common Area
- Complex: COVE CAY VILLAGE III
- Year Built: 1990
- Common Charge: $695 Monthly
- Approx Sq. Feet: 960
- Est. Taxes: $600
- View: Water
- Pet Policy: Cats OK
- Appliances: Dishwasher, Disposal, Refrigerator
- MLS#: TB8516894
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/TB8516894/900covecaydrive_clearwater_fl?source=qrflyer
Listing courtesy of KELLER WILLIAMS ST PETE REALTY Phone: 727-894-1600
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
900 COVE CAY DRIVE, #1F, Clearwater, FL, 33760
$170,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $136,000 | $136,000 | $136,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $50 | $50 | $50 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $815 | $859 | $1,129 |
| Total Monthly Payment | $940 | $984 | $1,254 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388