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The first thing you notice is the quiet. The impact glass keeps the world outside soft and far away, so you wake on your own time — to light, not noise. It comes in low and golden across the water and spreads down the wood-toned floors of the great room, and for a moment you just lie there and let the morning find you. Coffee pulls you out of bed. You make it barefoot in the kitchen that still feels brand new — quartz cool under your hand, the island wide enough to spread out the paper, set down the mug, lean on while the pot finishes. From here you can see straight through the house: living room, the long line of sliding doors, and past them the pool catching the early sun. You open the doors. All of them. The line between inside and out just disappears, the way it's supposed to in Florida, and the warm air and the smell of the water move in to meet you. The pool is glass-still. The spa is right there if you want it. You take the coffee out to the pavers instead and stand at the edge of your own backyard, where the canal sits waiting and your boat is already up on the lift, ready. That's the thing about Saturdays here. There's no decision to make. You can drop the boat in the water and be in open water in minutes — a morning on the Gulf, a sandbar by lunch, Honeymoon Island close enough to feel spontaneous. Or you can do nothing at all: float in the pool, grill out on the patio where there's room to build the outdoor kitchen you've been sketching in your head, and let the whole day go by without leaving the seawall. By evening you've earned the best part. You're back on the patio, the western sky doing its slow work over the water, the light turning the canal pink and then gold and then gone. Ten minutes from downtown Dunedin if you want dinner out. Or you stay. You stay a lot, here. And the quiet truth underneath all of it: there's nothing left to fix. New roof, new kitchen, bathrooms, hurricane impact windows and doors - fully renovated. No HOA telling you how to live in it. Just a home that's ready — for your Saturdays, your guests, or, when you want, someone else's getaway. This is what Saturday feels like!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,060,000 | $1,060,000 | $1,060,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.000% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.263% | 6.121% | 6.183% |
| Monthly Tax Payment | $543 | $543 | $543 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,186 | $6,355 | $8,945 |
| Total Monthly Payment | $6,854 | $7,023 | $9,613 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.