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Welcome to 128 Balsam Circle, a beautifully maintained home located in the desirable Madison Ridge community of Summerville. Offering over 2, 100 square feet of living space, this thoughtfully designed home combines comfort, functionality, and outdoor living. Inside, you'll find an open and inviting floor plan featuring a spacious family room perfect for relaxing evenings at home. The kitchen offers granite countertops, abundant cabinetry, a breakfast bar, and a pantry, creating a space that is both practical and ideal for entertaining. A formal dining room with decorative trim work adds character and flexibility for gatherings. One of the home's standout features is the dual primary suite layout, with a primary bedroom on the main floor and a secondprimary suite upstairs. Two additional bedrooms are connected by a Jack-and-Jill bathroom, providing a flexible arrangement for family, guests, or home office space. Step outside and enjoy the screened porch overlooking the private fenced backyard. The outdoor space also features a custom patio, fire pit area, mature landscaping, and plenty of room to enjoy South Carolina's year-round outdoor lifestyle. A two-car garage and additional storage complete the package. Located in the highly sought-after Dorchester District 2 school system, Madison Ridge offers convenient access to shopping, dining, Historic Downtown Summerville, and major employers throughout the Charleston area. This home provides the space, layout, and location today's renters and buyers are looking for.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$2,800
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $2,240 | $2,240 | $2,240 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $13 | $14 | $19 |
| Total Monthly Payment | $88 | $89 | $94 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.