128 Balsam Circle, Summerville, SC, 29485 | $2,800

Welcome to 128 Balsam Circle, a beautifully maintained home located in the desirable Madison Ridge community of Summerville. Offering over 2, 100 square feet of living space, this thoughtfully designed home combines comfort, functionality, and outdoor living. Inside, you'll find an open and inviting floor plan featuring a spacious family room perfect for relaxing evenings at home. The kitchen offers granite countertops, abundant cabinetry, a breakfast bar, and a pantry, creating a space that is both practical and ideal for entertaining. A formal dining room with decorative trim work adds character and flexibility for gatherings. One of the home's standout features is the dual primary suite layout, with a primary bedroom on the main floor and a secondprimary suite upstairs. Two additional bedrooms are connected by a Jack-and-Jill bathroom, providing a flexible arrangement for family, guests, or home office space. Step outside and enjoy the screened porch overlooking the private fenced backyard. The outdoor space also features a custom patio, fire pit area, mature landscaping, and plenty of room to enjoy South Carolina's year-round outdoor lifestyle. A two-car garage and additional storage complete the package. Located in the highly sought-after Dorchester District 2 school system, Madison Ridge offers convenient access to shopping, dining, Historic Downtown Summerville, and major employers throughout the Charleston area. This home provides the space, layout, and location today's renters and buyers are looking for.

Features

  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Laundry: Electric Dryer Hookup, Washer Hookup, Laundry Room
  • Development: 62 - Summerville/Ladson/Ravenel to Hwy 165
  • Year Built: 2013
  • Garage: 2-car Attached
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,126
  • Lot Desc: Wooded
  • Elem. School: Flowertown
  • Middle School: Oakbrook
  • High School: Ashley Ridge
  • Pet Policy: Negotiable, Pets Negotiable
  • MLS#: 26016674
  • Days on Market: 24 days
  • Website: https://www.raveis.com
    /prop/26016674/128balsamcircle_summerville_sc?source=qrflyer
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Listing courtesy of RPM Groundpoint

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

128 Balsam Circle, Summerville, SC, 29485

$2,800

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $2,240 $2,240 $2,240
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $13 $14 $19
Total Monthly Payment $88 $89 $94

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.