4860 12th ST NE, Naples, FL, 34120 | $525,000

Discover the perfect blend of privacy, functionality, and Florida outdoor living with this beautifully maintained 3-bedroom, 2-bath home situated on 2. 27 acres of 100% upland property in the highly sought-after Golden Gate Estates. Fully fenced and secured with an automatic metal entry gate, this move-in-ready residence offers the space, freedom, and versatility that are increasingly difficult to find while being just minutes from everyday shopping, dining, and the newly developed Shoppes at Orange Blossom plaza. Designed for comfortable everyday living and effortless entertaining, the home features a thoughtfully laid-out floor plan with custom cabinetry, quality finishes, and surround sound speakers throughout. The spacious kitchen and living areas create a welcoming atmosphere for family and guests, while the whole-house reverse osmosis system provides exceptional water quality throughout the home. Step outside and enjoy one of the property's standout features—a fully equipped outdoor kitchen with granite countertops, perfect for hosting family gatherings, weekend barbecues, and taking full advantage of Southwest Florida's year-round outdoor lifestyle. The expansive backyard provides endless opportunities for recreation, gardening, pets, or future additions. Security cameras positioned around the property offer added peace of mind and convenience.
The fully fenced 2. 27-acre parcel offers ample room for vehicles, equipment, boats, RVs, trailers, and recreational toys, making it ideal for those seeking both space and flexibility. Adding even more value is the large detached shop/building located at the rear of the property. Whether used as a workshop, hobby space, storage facility, or for business purposes, this versatile structure provides countless possibilities to meet your needs. With 100% upland acreage, privacy, security features, premium outdoor amenities, and a highly functional layout, this property presents a rare opportunity to enjoy the best of Golden Gate Estates living. If you're looking for a move-in-ready home with room to grow, space to entertain, and the freedom that comes with owning a large, usable parcel of land, this exceptional property is a must-see.

Features

  • Amenities: Horses OK
  • Bedrooms: 3
  • Baths: 2 full
  • Style: Traditional
  • Development: GOLDEN GATE ESTATES
  • Year Built: 2016
  • Garage: 2-car Attached
  • Heating: Central Electric
  • Cooling: Central Electric
  • Approx Sq. Feet: 1,475
  • Acreage: 2.27
  • Est. Taxes: $4,566
  • Lot Desc: Horses Ok,Regular
  • View: None/Other
  • Community Type: No Subdivision
  • Pet Policy: No Approval Needed
  • MLS#: 226022001
  • Website: https://www.raveis.com
    /prop/226022001/486012thstne_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of MARZUCCO REAL ESTATE

William Raveis Family of Services

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888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4860 12th ST NE, Naples, FL, 34120

$525,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $420,000 $420,000 $420,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.512% 5.866%
Monthly Tax Payment $381 $381 $381
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,515 $2,620 $3,460
Total Monthly Payment $2,987 $3,092 $3,932

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.