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9900 SE 175TH PLACE, Summerfield, FL, 34491 | $377,000
Extensively updated with a NEW HVAC system (2026) and numerous 2025 improvements, including quartz countertops, attic insulation, driveway, walkway, front porch, sprinkler system, owner's suite window, and washer & dryer. The enclosed patio also features a mini-split A/C system for year-round comfort.
Nestled within the sought-after Spruce Creek South 55+ golf community, this beautifully renovated 3-bedroom, 2-bath residence offers over 2, 300 square feet of exceptional living space with stunning golf course and water views. Investor-friendly opportunity! Owners are permitted to rent the property up to four times a year, with a minimum rental period of three months a lease, providing flexibility for seasonal residents and potential income opportunities. Perfectly positioned to capture breathtaking golf course and water views, this exceptional property combines comfort, elegance, and Florida lifestyle living at its finest. The home overlooks the 6th hole, a Par 5 measuring 487 yards, providing spectacular golf course views from your own backyard.
Step inside to discover a spacious open floor plan featuring updated finishes, abundant natural light, and generous living and entertaining areas. The oversized primary suite serves as a private retreat with a large adjoining bath and ample closet space. The beautifully updated kitchen features stunning quartz countertops, while the thoughtfully designed layout provides the perfect blend of functionality and comfort for everyday living and entertaining.
Enjoy morning coffee or evening sunsets from the enclosed patio overlooking the picturesque golf course, tranquil water views, and the community's iconic lighthouse. Beautiful landscaping and outstanding curb appeal make this home truly move-in ready.
Located in the gated Spruce Creek South community, residents enjoy golf, recreation, social clubs, activities, and a vibrant active-adult lifestyle just minutes from The Villages, shopping, dining, medical facilities, and everyday conveniences.
Features
- Amenities: Clubhouse, Fitness Center, Gated, Golf Course, Pickleball Court(s), Pool, Recreation Facilities, Sauna, Security, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s), Trail(s)
- Rooms: 9
- Bedrooms: 3
- Baths: 2 full
- Lot Size: 88 x 100
- Laundry: Electric Dryer Hookup, In Garage, Washer Hookup
- Style: Ranch
- Year Built: 1995
- Garage: 2-car Driveway, Garage Door Opener, Oversized
- Heating: Central, Electric, Heat Pump
- Cooling: Central Air
- Approx Sq. Feet: 2,349
- Acreage: 0.2
- Lot Size: 88 x 100
- Est. Taxes: $3,592
- HOA Fee: $176 Monthly
- Lot Desc: Cul-De-Sac, Landscaped, Level, On Golf Course, Street Dead-End
- View: Golf Course, Water
- Adult Communities: Yes
- Pet Policy: Yes
- Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
- MLS#: G5113460
- Days on Market: 19 days
- Website: https://www.raveis.com
/prop/G5113460/9900se175thplace_summerfield_fl?source=qrflyer
Listing courtesy of PREFERRED RE BROKERS III Phone: 407-440-4900
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
9900 SE 175TH PLACE, Summerfield, FL, 34491
$377,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $301,600 | $301,600 | $301,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $299 | $299 | $299 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,806 | $1,882 | $2,484 |
| Total Monthly Payment | $2,180 | $2,256 | $2,858 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388