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Welcome home to this charming Craftsman Colonial nestled in one of Beacon Falls' desirable & welcoming neighborhoods. Full of character & thoughtful updates, this inviting home offers the perfect blend of classic charm and modern convenience. The remodeled kitchen features beautiful granite countertops, stainless steel appliances, and a great layout for gathering and entertaining. Pegged hardwood floors add warmth & timeless appeal to the living and dining rooms, while 3 comfortable bedrooms provide flexible living space, including two with hardwood flooring. Enjoy the convenience of two full bathrooms, including a beautifully renovated bath with a walk-in shower. The sunny enclosed front porch is the perfect spot to relax with your morning coffee, while sliding doors lead to a private backyard with partial fencing-ideal for outdoor enjoyment, gardening, or pets. The detached one-car garage offers more than just parking, featuring a workshop plus a storage room that could easily serve as a home office or hobby space. An additional 11'x22' party room with laminate flooring provides endless possibilities for entertaining, recreation, fitness, or creative pursuits. Additional highlights include a main-level laundry area with newer washer and dryer, as well as updated siding, roof, windows, and furnace for added peace of mind. Don't miss this wonderful opportunity to own a character-filled home with flexible living spaces, modern updates, and a fantastic location. While a few cosmetic touches, such as refinishing some flooring and updating the upstairs bath tile, would further enhance the home, this property is move-in ready and offers an excellent opportunity to add your own personal style while building equity. Don't miss this opportunity to own a character-filled home with flexible living spaces, modern updates, and a fantastic location in the heart of Beacon Falls.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Ceiling Fan,Hardwood Floor | 10.0 x 10.0 | Upper |
| Bedroom 2 | Built-Ins | 9.0 x 11.0 | Upper |
| Dining Room | Built-Ins,Ceiling Fan,Hardwood Floor | 12.0 x 12.0 | Main |
| Living Room | Hardwood Floor | 12.0 x 12.0 | Main |
| Primary Bedroom | Ceiling Fan,Walk-In Closet,Wall/Wall Carpet | 11.0 x 13.0 | Upper |
| Rec/Play Room | Ceiling Fan,Laminate Floor | 11.0 x 22.0 | Main |
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $279,920 | $279,920 | $279,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $359 | $359 | $359 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,676 | $1,767 | $2,306 |
| Total Monthly Payment | $2,110 | $2,201 | $2,740 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.