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Under contract-accepting backup offers. Welcome home to this gorgeous, move-in-ready cottage model perfectly situated directly across from the park in the premier master-planned community of Victoria Commons. Boasting a highly desirable open floor plan with high ceilings, plenty of windows, and abundant natural light, this 2-bedroom, 2-bathroom home combines a nostalgic front-porch charm with low-maintenance modern living. Step inside to an inviting great room featuring a beautiful bay window seat, seamlessly transitioning into the heart of the home. The chef-friendly kitchen is equipped with solid wood cabinetry, a breakfast bar for casual dining, a built-in desk nook, and a gas range. French doors transition your living space out to a private, screened lanai—perfect for enjoying your morning coffee or winding down in the evening breeze. The smart, split-bedroom layout ensures maximum privacy. The spacious primary suite features a generous walk-in closet with a custom built-in organization system and an en-suite bath equipped with a double vanity and a glass-enclosed walk-in shower. Across the home, the secondary bedroom also features its own built-in closet system, situated right next to the second full bath. Ceramic tile flooring throughout makes cleanup an absolute breeze. Convenience is key with a dedicated indoor laundry room and a rear-access, 2-car attached garage with an easy-to-clean painted floor. Living in Victoria Commons means enjoying an unparalleled resort lifestyle. Your quarterly HOA fee covers high-speed internet, cable TV, and reclaimed water irrigation, while the community amenities feature: Resort-style community pools, fully equipped fitness centers, tennis and pickleball courts, playgrounds, pocket parks, and miles of walking trails! The Victoria Hills Golf Club and nearby Village Center dining/medical facilities. Located just minutes from historic Downtown DeLand, Stetson University, and the I-4 corridor, you are perfectly positioned for an easy commute to Orlando or a quick 25-minute drive to the beach. Don't miss your chance to own this pristine piece of Victoria Park—schedule your private tour today!
*All information recorded in the MLS is intended to be accurate but cannot be guaranteed. Buyer/Buyer's Agent to verify property information, HOA rules/fees, and precise room measurements.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $264,000 | $264,000 | $264,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $392 | $392 | $392 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,581 | $1,667 | $2,175 |
| Total Monthly Payment | $2,048 | $2,134 | $2,642 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.