1945 FERN PALM DRIVE, Edgewater, FL, 32141 | $342,900

Seller is motivated on this expansive 3-bedroom, 3-bath home in the heart of Florida Shores. This property delivers exceptional flexibility, including a highly desirable in-law suite with its own private bathroom and a large open studio-style layout—perfect for multigenerational living, guest accommodations, a hobby space, in home office space, or even an entertainment lounge. The main living area features an open, inviting layout with abundant natural light and plenty of room for both everyday living and entertaining. The kitchen offers generous counter space, ample cabinetry, and easy flow to the dining and living areas. All bedrooms are generously sized, and the home’s three full bathrooms provide comfort and convenience for a busy household. Outside, the property offers room for outdoor living, gardening, and a large storage shed. A large driveway and additional parking options make this home practical for households with multiple vehicles, RV, boat, or visitors. Seller is offering a new roof with a full price offer, giving buyers peace of mind for years to come. The seller is also offering a new appliance package credit, allowing the next owner to select the style and finishes they prefer. NO HOA and no flood history located in low-risk Flood Zone X. Situated minutes from New Smyrna Beach, shopping, parks, boat launch, and schools; this home combines space, versatility, and a prime Edgewater location. Motivated seller — offers encouraged, make this spacious Florida Shores property your own.

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 3 full
  • Lot Size: 80 x 125
  • Laundry: Inside, Laundry Room
  • Year Built: 1972
  • Garage: Driveway
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,580
  • Acreage: 0.23
  • Lot Size: 80 x 125
  • Est. Taxes: $4,620
  • Appliances: Dishwasher, Microwave, Range
  • MLS#: NS1088450
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/NS1088450/1945fernpalmdrive_edgewater_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/13/2026 11:37:00 PM)
Listing courtesy of THE BARNETT GROUP, INC.   Phone: 386-426-7234

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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1945 FERN PALM DRIVE, Edgewater, FL, 32141

$342,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $274,320 $274,320 $274,320
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.500% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.697% 6.650% 5.992%
Monthly Tax Payment $385 $385 $385
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,667 $1,734 $2,278
Total Monthly Payment $2,127 $2,194 $2,738

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.