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Tucked away on a quiet cul-de-sac, this quality-built Elzear Roy split-level home has been lovingly maintained by its owners and offers an outstanding floor plan with room for everyone. The main level features a spacious living room and a sunny eat-in kitchen complete with a pantry for added storage. Upstairs, you'll find three comfortable bedrooms, including a primary suite with a walk-in closet and private en-suite bath, plus an additional full bathroom. The lower level offers a large family room highlighted by a cozy gas fireplace and convenient half bath, creating the perfect space for relaxing or entertaining. A full basement beneath the home provides exceptional storage space, while the oversized attached two-car garage adds even more convenience. Desirable upgrades include central air, lawn sprinklers, a large deck, and an incredible two-story shed offering endless possibilities for storage, hobbies, or a workshop. Property is on public water but there is a well for the yard. See attached GIS Map showing the lot extends to Lake Rd. Immaculately cared for throughout, this wonderful home will truly shine with some fresh paint and new flooring, making it a fantastic opportunity to add your own personal touches and build instant equity.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Ceiling Fan | Upper |
| Bedroom 2 | Ceiling Fan | Upper |
| Eat-In Kitchen | Pantry | Upper |
| Family Room | Ceiling Fan,Gas Log Fireplace | Lower |
| Full Bath | Stall Shower,Tile Floor | Upper |
| Full Bath | Stall Shower | Upper |
| Half Bath | Lower | |
| Living Room | Upper | |
| Primary Bedroom | Ceiling Fan,Full Bath,Walk-In Closet | Upper |
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $319,920 | $319,920 | $319,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.358% | 6.640% | 5.952% |
| Monthly Tax Payment | $528 | $528 | $528 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,916 | $2,020 | $2,657 |
| Total Monthly Payment | $2,519 | $2,623 | $3,260 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.