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Virtually Staged. Waterfront Paradise with $10, 000 Seller Credit Toward Roof Replacement with full or reasonable terms!
Waterfront living awaits at this beautifully updated Crystal River home, ideally situated on a spring-fed, crystal-clear canal with direct access to Kings Bay and just a short paddle from the world-renowned Three Sisters Springs. Offering the perfect combination of modern updates, boating convenience, and year-round outdoor recreation, this property delivers the quintessential Florida waterfront lifestyle.
A standout feature of the property is the grandfathered floating boathouse, recently renovated with a new roof and wood decking, providing protected boat storage and effortless access to the water. The seawall has also been upgraded with an elevated concrete cap, enhancing both durability and long-term peace of mind.
Inside, you'll find a thoughtfully updated interior designed for comfortable everyday living. Recent improvements include luxury vinyl plank flooring throughout, an updated kitchen featuring granite countertops and new cabinetry, refreshed bathrooms, new interior doors, updated sliding glass doors, and a newer energy-efficient kitchen window. Additional upgrades include a new HVAC system, recently replaced water heater, and a working attic fan that helps improve ventilation and reduce heat buildup, contributing to the home's overall energy efficiency.
One of the most valuable opportunities for buyers is the seller's generous $10, 000 concession toward a future roof replacement with a full /reasonable terms. This substantial credit allows buyers to plan for future improvements while enjoying all the benefits of this move-in-ready waterfront home today.
Located in the heart of Florida's Nature Coast, this home places you in the center of two of Crystal River's most celebrated seasons. During the summer, launch directly into some of Florida's best scalloping waters. In the winter, enjoy the incredible experience of sharing the waterways with the area's famous manatee population. Dolphins and manatees are frequently seen right in the canal, creating unforgettable encounters with nature from the comfort of your own backyard.
Whether you're looking for a primary residence, seasonal retreat, vacation rental opportunity, or waterfront investment property, this home offers exceptional versatility and location. Bring your golf cart and enjoy convenient access to downtown Crystal River's shops, restaurants, festivals, waterfront parks, marinas, and local golf course.
With direct access to Kings Bay, proximity to Three Sisters Springs, a renovated floating boathouse, extensive interior updates, and a $10, 000 seller concession toward roof replacement, this property presents an outstanding opportunity to own a piece of Crystal River's sought-after waterfront lifestyle.
Schedule your own showing today and discover why so many fall in love with life on the Nature Coast.
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William Raveis Mortgage, LLC
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NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $471,200 | $471,200 | $471,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $408 | $408 | $408 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,822 | $2,975 | $3,913 |
| Total Monthly Payment | $3,322 | $3,475 | $4,413 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.