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Virtually Staged. Tucked beneath mature oaks on 2. 44 fenced acres, this custom property was built for buyers craving space, flexibility, and the freedom to live differently. Bring the RV, boat, trailers, chickens, hobbies, and toys, there’s room for all of it here. Centered around a screened saltwater courtyard pool and spa with outdoor shower, the home was designed for indoor-outdoor living with French doors opening to the courtyard from multiple rooms throughout the home. Inside, the 3. 5 bath, 4 bedroom (could be 5) split floorplan offers multiple flexible living spaces, including a formal dining room, breakfast nook, family room, oversized great room/game room, and a front flex space ideal for a home office, bonus room, or additional living area. Rich wood cabinetry, quartz countertops, stainless appliances, gas cooktop with pot filler, double convection ovens, oversized island, stacked stone accent walls, and an Old World wood and iron entry door add warmth and character throughout the home. The 40x30 red iron building with electric, water, and 4 oversized roll-up doors easily accommodates RVs, boats, trailers, work vehicles, workshop needs, or recreational storage. The property also features horse stalls, chicken coop, fenced garden area with irrigation, whole-property irrigation, separate irrigation well, electric gate, covered front porch, concrete safe room with impact-proof glass window, new tankless water heaters, and new metal roof installed in 2025. Despite its peaceful country setting, the property is conveniently located just minutes from the Florida Turnpike and historic downtown St. Cloud, known for its lakefront, locally owned shops, coffee spots, restaurants, and small-town charm.
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Our Executive Mortgage Banker:
Our Insurance Division:
$849,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $679,920 | $679,920 | $679,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.300% | 6.361% | 6.183% |
| Monthly Tax Payment | $498 | $498 | $498 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,022 | $4,186 | $5,738 |
| Total Monthly Payment | $4,612 | $4,776 | $6,328 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.