13305 Biscayne Island Terrace, North Miami, FL, 33181 | $4,499,000

***MOTIVATED SELLER*** Experience the ultimate South Florida waterfront lifestyle in this beautifully renovated canal-front residence located in the prestigious gated community of Keystone Point. Situated on an oversized 15, 000± SF lot with direct ocean access and no fixed bridges, this exceptional property is a true boater’s dream. Offering 4 bedrooms, 3 full baths, and nearly 3, 200 SF of living space, the home features ceramic flooring, abundant natural light, and a seamless open layout designed for both comfortable living and entertaining. High-impact windows and sliding glass doors provide peace of mind while showcasing beautiful water views throughout. The resort-style backyard is highlighted by a sparkling pool overlooking the canal, creating the perfect setting for outdoor dining, relaxing, and enjoying Miami’s year-round sunshine. Whether departing by boat for a day on the water or entertaining guests poolside, this home delivers an unmatched waterfront lifestyle. Ideally located just minutes from Bal Harbour, Aventura, Sunny Isles Beach, world-class shopping, fine dining, and premier marinas. Opportunities to own a move-in-ready waterfront home with an oversized lot, recent renovations, impact glass, and unrestricted ocean access are increasingly rare. A truly exceptional property where luxury, boating, privacy, and location come together in one remarkable offering. ????? Located within the highly desirable gated community of Keystone Point, this beautifully renovated waterfront residence offers a rare combination of luxury, privacy, and direct boating access. Positioned on an oversized approximately 15, 000-square-foot lot, the property enjoys direct ocean access with no fixed bridges, making it ideal for boating enthusiasts seeking unrestricted navigation to Biscayne Bay and the Atlantic Ocean. The residence features four bedrooms and three full bathrooms with approximately 2, 927 square feet of adjusted living area and 3, 195 square feet of total living area. The thoughtfully designed floor plan provides a seamless flow between living, dining, family, and outdoor entertainment spaces, maximizing both comfort and functionality. Recent renovations have enhanced the home’s appeal while maintaining a timeless elegance. Ceramic flooring extends throughout the interior, creating a sophisticated and cohesive aesthetic. Large impact-rated windows and sliding glass doors provide abundant natural light, energy efficiency, storm protection, and beautiful views of the surrounding waterfront setting. The kitchen and living areas are designed for modern living and entertaining, offering generous space for family gatherings and social events. The primary suite and additional bedrooms provide flexibility for families, guests, home office use, or multigenerational living arrangements. Outdoor living is a defining feature of the property. The backyard offers a private tropical setting with a swimming pool overlooking the canal. The expansive lot provides ample room for entertaining, outdoor dining, recreation, and future customization. The waterfront location allows residents to enjoy boating, fishing, paddleboarding, and the South Florida lifestyle directly from their own property. Biscayne Island Estates is recognized as one of North Miami’s most sought-after waterfront communities, offering a secure gated environment and convenient access to many of South Florida’s premier destinations. Residents are located just minutes from: * Bal Harbour Shops* Aventura Mall* Sunny Isles Beach* Haulover Beach and Marina* Oleta River State Park* Fine dining and entertainment venues* Private and public schools* Major highways and airportsThe property’s strategic location allows convenient access to Downtown Miami, the Design District, Wynwood, Miami Beach, Fort Lauderdale, and both Miami International Airport and Fort Lauderdale-Hollywood International Airport. Features believed to be of particular interest include: * Gated waterfront community* Direct ocean access* No fixed bridges* Oversized approximately 15, 000 SF lot* Renovated interior* Four bedrooms* Three full bathrooms* Ceramic flooring* Impact-rated windows* Impact-rated sliding doors* Abundant natural light* Waterfront pool* Canal frontage* Excellent indoor-outdoor flow* Move-in-ready condition* Ideal for boating enthusiasts* Prime North Miami locationThis property presents an exceptional opportunity for buyers seeking a primary residence, seasonal retreat, investment property, or waterfront lifestyle home in one of Miami’s most desirable boating communities. The combination of location, lot size, renovations, impact protection, pool, waterfront setting, and unrestricted ocean access creates a compelling offering that is increasingly difficult to find in today’s market. All measurements, dimensions, square footage, lot size, waterfront specifications, and other information are believed to be accurate but should be independently verified by the buyer and buyer’s representatives. Property is shown by appointment only. Contact listing agent for additional information, access instructions, and showing availability. ??????

Features

  • Amenities: Sidewalks, Street Lights, Gated, Security
  • Rooms: 2
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 15000
  • Style: Ranch
  • Development: Keystone Point
  • Year Built: 1971
  • Garage: 2-car Detached
  • Heating: Central
  • Cooling: Central Air, Ceiling Fan(s)
  • Acreage: 0.34
  • Lot Size: 15000
  • Est. Taxes: $46,805
  • View: Bay, Canal
  • Adult Communities: Yes
  • Water Front: Yes
  • Boat Service: Lift, Deeded Dock
  • Elem. School: David Lawrence Jr. K-8
  • Middle School: North Miami
  • High School: Alonzo and Tracy Mourning
  • Pool: In Ground
  • Appliances: Dryer, Disposal, Dishwasher, Ice Maker, Microwave, Oven, Refrigerator
  • MLS#: A12032670
  • Website: https://www.raveis.com
    /eprop/A12032670/13305biscayneislandterrace_northmiami_fl?source=qrflyer
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Listing courtesy of Beachfront Realty Inc

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NMLS Mortgage Loan Originator ID 16953

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13305 Biscayne Island Terrace, North Miami, FL, 33181

$4,499,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $3,599,200 $3,599,200 $3,599,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.277% 6.235% 6.203%
Monthly Tax Payment $3,900 $3,900 $3,900
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $21,291 $21,869 $30,372
Total Monthly Payment $25,316 $25,894 $34,397

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.