479 River Road, Montgomery, NY, 12549 | $509,000

Welcome to your own private retreat in the heart of Montgomery. Set on approximately 2 beautiful acres and surrounded by deeded agricultural preservation land, 479 River Rd offers something incredibly difficult to find today. . . long term protected privacy and peaceful country living without sacrificing convenience. This well cared for ranch style home offers the perfect opportunity for buyers looking to personalize cosmetic finishes while immediately enjoying the lifestyle, setting, and space the property already provides. Inside, you’ll find spacious living areas, central air conditioning, multiple wood burning fireplaces that create warmth and character throughout the home, and a layout designed for comfortable everyday living and entertaining alike. Step outside and the property truly begins to shine. The covered back porch creates the perfect setting for morning coffee, quiet evenings, or entertaining while overlooking the peaceful surroundings. The rear deck also features a direct gas hookup tied into the home’s gas supply, making outdoor cooking and entertaining effortless. One of the most unique features of the property is the garden area located in the backyard, already equipped with both electricity and water access, creating incredible potential for gardening enthusiasts, hobby farming, outdoor entertaining, or future customization. Unlike many competing properties, the true value here extends far beyond the walls of the home itself. The surrounding agricultural easement land protects the privacy and natural beauty surrounding the property, creating a lifestyle and setting that simply cannot be recreated by updated finishes alone. Whether you’re searching for a peaceful full time residence, a Hudson Valley escape, or a property with room to create your dream vision over time, 479 River Rd delivers the rare combination of privacy, land, lifestyle, and long term value that today’s buyers are actively searching for. Conveniently located near Montgomery’s restaurants, wineries, outdoor recreation, commuter routes, and all the Hudson Valley lifestyle has to offer. Opportunities like this rarely come to market.

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: In Hall, In Kitchen
  • Style: Ranch
  • Year Built: 1970
  • Heating: Baseboard, Hot Water
  • Cooling: Central Air
  • Basement: Full, Partially Finished
  • Approx Sq. Feet: 1,796
  • Acreage: 2
  • Est. Taxes: $9,449
  • Lot Desc: Back Yard, Garden, Level, Near Golf Course, Near School, Near Shops, Private
  • Elem. School: Montgomery Elementary School
  • Middle School: Valley Central Middle School
  • High School: Valley Central High School
  • School District: Valley Central (Montgomery)
  • Appliances: Refrigerator
  • MLS#: 1004333
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/1004333/479riverroad_montgomery_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of eXp Realty   Phone: 888-276-0630

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

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To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

479 River Road, Montgomery, NY, 12549

$509,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $407,200 $407,200 $407,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.640% 5.952%
Monthly Tax Payment $787 $787 $787
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,474 $2,571 $3,381
Total Monthly Payment $3,353 $3,450 $4,260

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.