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Welcome to easy, low-maintenance living at 17 Cross Creek Road, located in one of Plainfield's desirable 55+ communities. Designed for comfort and convenience, this thoughtfully laid-out home offers the perfect blend of space, functionality, and lifestyle. The bright and inviting kitchen has been updated with granite countertops and ample cabinet space, making meal preparation and entertaining a pleasure. The spacious primary suite features a private ensuite bath, while a second bedroom and full bath provide comfortable accommodations for guests. Need extra space? A versatile bonus room offers endless possibilities as a home office, craft room, reading nook, or hobby space. Storage will never be a concern thanks to the large basement and walk-in attic, providing room for everything from seasonal decorations to treasured keepsakes. Enjoy your morning coffee or unwind with neighbors on the private outdoor patio, all while appreciating the ease of condo living. Whether you're looking to simplify without sacrificing space or seeking a welcoming community atmosphere, this home offers the lifestyle you've been waiting for. HIGHEST AND BEST June 18, 12p. The Condominiums at Cross Creek Association, Inc. is a 55+ Community
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Ceiling Fan,Walk-In Closet,Wall/Wall Carpet | Upper |
| Kitchen | Ceiling Fan,Double-Sink,Eating Space,Island,Tile Floor | Main |
| Living Room | Ceiling Fan,Combination Liv/Din Rm,Dining Area,Hardwood Floor | Main |
| Other | Upper | |
| Primary Bedroom | Ceiling Fan,Full Bath,Hardwood Floor | Main |
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $236,000 | $236,000 | $236,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | $358 | $358 | $358 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,396 | $1,472 | $1,944 |
| Total Monthly Payment | $1,829 | $1,905 | $2,377 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.