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Presented by
The Whiteman Team |
*All offers due by Monday, June 15 at 5pm. * 50 Spring Rock Road isn't just an address, it's a lifestyle. From the covered front porch inviting neighbors to slow down and stay awhile, to the three-season porch where everyone naturally gathers for meals, a good book, or the simple pleasure of putting your feet up, this home is made for everyday moments that matter. Step through the front door into the welcoming living room featuring fir wood floors, a gas fireplace with a field stone surround, and a bead board accent wall. There is plenty of room for a dining table, while sliders at the back lead to a private, peaceful covered deck. The eat-in kitchen is filled with natural light thanks to a well-placed skylight and offers newer appliances including a gas stove, refrigerator, dishwasher, and microwave. A cozy den with a tongue-and-groove ceiling, along with a thoughtfully placed half bath, completes the main floor. Upstairs are all three bedrooms and a full bath with convenient laundry. Outside, the level yard offers plenty of space to enjoy, along with fruit trees tucked into the rear of the property. As part of the Pine Orchard Association, residents enjoy beach rights, with the closest access point located at the end of Spring Rock Road. Built in 1890 and thoughtfully updated over the years, this home is filled with history, warmth, and memories, ready for its next owners to create their own. Sellers are looking for an as-is sale. Pine Orchard has a special tax of $150. 00 per year (there is not an additional HOA fee on top of that).
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 11.8 x 11.1 | Upper |
| Bedroom 2 | Parquet Floor | 8.6 x 15.3 | Upper |
| Den | Built-Ins,Hardwood Floor | 11.6 x 11.1 | Main |
| Eat-In Kitchen | Skylight,Sliders,Hardwood Floor | 15.5 x 9.3 | Main |
| Full Bath | Tub w/Shower,Laundry Hookup,Vinyl Floor | 9.3 x 9.4 | Upper |
| Half Bath | Vinyl Floor | 4.0 x 5.1 | Main |
| Living Room | Fireplace,Sliders,Hardwood Floor | 21.3 x 15.2 | Main |
| Primary Bedroom | Hardwood Floor | 9.1 x 13.2 | Upper |
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William Raveis Real Estate
Phone: 203.672.4400
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William Raveis Mortgage, LLC
Phone: 203.305.5736
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NMLS Mortgage Loan Originator ID 1724767
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William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $568,000 | $568,000 | $568,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $858 | $858 | $858 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,402 | $3,586 | $4,717 |
| Total Monthly Payment | $4,352 | $4,536 | $5,667 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.