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315 Old River Road, #6, Lincoln, RI, 02838 | $580,000
Welcome to The PRESERVE AT HANDY POND. This 41 unit development is a 55+ Community. This RARE END RESIDENCE offers additional side windows not found on interior units making it exceptionality bright and airy. Single level living at its finest with an additional cathedral bedroom and 3rd bedroom/office, large walk-in closet and full bath upstairs. The interior boasts a neutral palette of colors and surfaces, offering a 2 story grand entry with hardwood stairs, upgraded kitchen cabinetry with separate built-ins, granite, back splash and porcelain floor tiles. Continue to the open concept 1st floor dining room complete with wainscoting & crown molding, 2 story living room featuring an elegant gas fireplace and custom wet bar all with hardwood floors, a large 4 season room with walls of glass and 1st floor 1/2 bath with pedestal sink and separate laundry closet. Continue to the large cathedral main bedroom suite with hardwood floors, 2 walk-in closets, a double 6' granite vanity with separate glass shower enclosure. Additional features include a large 1 car garage, 2 zone programable heating & A/C, window blinds, security system and large lower basement ready for future expansion if desired. The Handy Pond development is professionally managed & maintained with lush mature grounds and irrigation all while maintaining low association fees. Located within close proximity to Providence, Boston, Worcester, TF Green airport, shopping, restaurants & major highways. TRUELY A MUST SEE
Features
- Parking: 2-car
- Heating: Central,Forced Air,Gas,Zoned
- Cooling: Central Air
- Amenities: Garden AreaGolf,Highway Access,Near Schools,Public Transportation,Recreation Area,Restaurant,Shopping,Tennis Court(s)
- Rooms: 7
- Bedrooms: 3
- Baths: 2 full / 1 half
- Laundry: In Unit
- Complex: Lincoln/Kirkbrae
- Year Built: 2007
- Common Charge: $450 Monthly
- Approx Sq. Feet: 1,800
- Est. Taxes: $4,508
- Lot Desc: Sprinkler System,Wooded
- Adult Communities: Yes
- Pets Allowed: Yes
- Appliances: Dryer,Dishwasher,Disposal,Gas Water Heater,Microwave,Oven,Range,Refrigerator,Water Heater,Washer
- MLS#: 1413984
- Website: https://www.raveis.com
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William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Allen GellermanInsurance Sales Director, William Raveis Insurance
617.686.2668
Allen.Gellerman@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
315 Old River Road, #6, Lincoln, RI, 02838
$580,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $464,000 | $464,000 | $464,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $376 | $376 | $376 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,819 | $2,930 | $3,853 |
| Total Monthly Payment | $3,287 | $3,398 | $4,321 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB