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Sunny 2-bedroom in award-winning Irvington schools. Walk to all in quaint, historic Irvington village, with two waterfront parks, destination restaurants, Town Hall Theatre, and convenient Metro-North to Grand Central. This easy-access first floor unit has lovely updated kitchen with marble tops, stainless steel appliances and deep stainless steel sink, and subway tile backsplash. Refinished oak hardwood throughout, modern lighting, with southern exposure. Stylish renovated bath, must see to appreciate. Easy living: your monthly maintenance pays your taxes, heat, water, groundskeeping and snow removal. Free parking for up to 2 cars, free storage, and exercise gym. Lovely, park-like grounds with sitting area and small childs playground. Walk to schools, town hall, gourmet grocer/deli, and 2 waterfront parks that have kid's waterpark, bbqs, kayak launch, ball fields, basketball/tennis/pickle ball courts, playgrounds, senior center. Private exit just steps to Aqueduct Trail for running/biking/walking, just a few steps from Main St School and full playground. Must see!
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Our Executive Mortgage Banker:
$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $260,000 | $260,000 | $260,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,557 | $1,642 | $2,159 |
| Total Monthly Payment | $1,632 | $1,717 | $2,234 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.