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Set on a one-acre wooded lot comprised of two separate deeds in a neighborhood setting within the Windham-Ashland-Jewett School District, this 3-bedroom, 1. 5-bath raised ranch offers the perfect opportunity to create your own Catskills retreat. Enjoy the convenience of a residential neighborhood while still being surrounded by the natural beauty of the Catskills and just a short drive from Windham, Hunter Mountain, hiking trails, golf, restaurants, and year-round outdoor recreation. Inside, you'll find approximately 1, 820 square feet of living space, including a partially finished basement and a comfortable layout designed for everyday living or weekend escapes. Gather around the freestanding wood stove on chilly mountain evenings, enjoy meals in the dining area, and imagine the possibilities this home has to offer. and the oversized back deck is perfect for sharing a meal, a cool drink or morning coffee. Major improvements include a metal roof, vinyl siding and updated windows. A water storage tank in the basement provides additional water capacity. Outside, a shed offers extra storage, while the wooded surroundings create a pleasant backdrop throughout the seasons. While the home would benefit from some interior painting and updating, and the front stoop could use resurfacing, it Appears to have solid bones and provides an excellent canvas for someone looking to add their own style and value. Whether you're searching for a full-time residence, a weekend getaway, or an investment opportunity, this property offers the chance to create something special in the heart of the Catskills.
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Our Executive Mortgage Banker:
$275,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $220,000 | $220,000 | $220,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $440 | $440 | $440 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,337 | $1,389 | $1,827 |
| Total Monthly Payment | $1,852 | $1,904 | $2,342 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.