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Charming Downtown Williamston Duplex – Investment or Owner-Occupant Opportunity! Nestled just steps from downtown, this cute, historic home offers the perfect blend of Southern charm and income potential. Featuring a welcoming front porch and a side deck with ADA access, the property captures the character of Williamston. Currently configured as a duplex with two 1BR/1BA units, the property has tenant lease agreements in place at approximately $800/month per unit through July 31, offering immediate income for investors. The layout also presents a unique opportunity for a future owner-occupant to live in one unit while generating rental income from the other. Beautiful Hardwood floors, decorative fireplace, spacious rooms, and custom updates are just some of the features of beautiful home. Enjoy being within walking distance to downtown Williamston’s shops, dining, and local amenities, making this an attractive location for both tenants and homeowners alike. Property is being sold as-is, providing an excellent opportunity to add value over time while owning a piece of Williamston’s historic charm. **Zoned Commercial existing non-conforming use residential. ** Do not disturb tenants. Showings by advanced appointment only. Pets on Premises.
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Our Executive Mortgage Banker:
$210,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $168,000 | $168,000 | $168,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $445 | $445 | $445 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,021 | $1,061 | $1,395 |
| Total Monthly Payment | $1,541 | $1,581 | $1,915 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.