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Presented by
Porto Team |
Welcome to Fernwood Estates, a sought-after 55+ community that offers the perfect balance of tranquility and everyday convenience. This charming 2-bedroom/1 bathroom ranch has been meticulously cared for and is truly move-in ready, with thoughtful updates throughout that set it apart. The home features a spacious 1, 140sqft layout with a generous living room and a dining area off the updated kitchen, complete with stainless steel appliances and a pantry closet. A one-car attached garage provides ease of access and secure parking, while the private backyard and patio create a wonderful outdoor retreat - perfect for morning coffee or relaxing afternoons. You'll find ample storage throughout, and the full bath rounds out a layout designed for comfortable, low-maintenance living. The home's major mechanicals have been updated in recent years, including the HVAC system, water heater, in-unit washer and dryer, and replacement windows - ensuring comfort and peace of mind. Ideally situated close to train, shopping, and restaurants, you'll enjoy effortless access to everything you need. A wonderful opportunity in a community people truly love calling home.
| Type | Level |
|---|---|
| Bedroom 1 | Main |
| Kitchen | Main |
| Living Room | Main |
| Primary Bedroom | Main |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
For homebuyers and sellers, our Attorney Network:
$387,000
Sales Associates
William Raveis Real Estate
Phone: 203.814.8247
PortoTeam@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.858.7106
Liz.Eckman@raveis.com
NMLS Mortgage Loan Originator ID 1195194
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $309,600 | $309,600 | $309,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $491 | $491 | $491 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,854 | $1,955 | $2,550 |
| Total Monthly Payment | $2,420 | $2,521 | $3,116 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.