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Presenting 407 3rd Street, located in the heart of East Northport, Renovated in 2003, this 4 Bedroom Colonial home meets every expectation. Relax and enjoy your 250 sq porch made with the finest mahogany wood, overlooking your well manicured front lawn and gardens. ( inground sprinklers ) This home has GAS connection already in home used for cooking, dryer and fireplace. Currently the home is heating by oil and Radiant heat 5 zones. Electric service is 200 amp service. There is Central Air Conditioning, the lot size is . 34 The granite kitchen features include a Thermador gas stove 6 burner, center island, travertine back splash, instant hot water, stainless steel appliances, beverage refrigerator, double sink, hi hats, radiant heat. Formal room currently used as a living room with wood burning fireplace can easily be a dining room if desired. The family room is a Great room, fabulous space with soaring ceilings, skylights, ceiling fans, hardwood floors, gas fireplace and sundrenched, windows with plantation shutters, this is a gathering hub. Sliders to your backyard and covered porch. Upstairs is your 4 Bedrooms main bedroom with walk in closet, plus another, vaulted ceilings with ceiling fan, 3 additional bedrooms all nice sized, hardwood floors full bath with jetted tub and separate shower, large counter top and storage radiant heating. lower level basement semi finished it is heated with laundry room (front loaders) slop sink, burner room, out side entrance. Step outside to enjoy a level, fully fenced flat backyard offering privacy and plenty of room for entertaining , pets, play. There is a detached garage 20x20 which has one garage door at this time and can fit 2 cars. Driveway is ample for 6 cars. This home has a water filtration system. The taxes are $13, 950. 48 ( you may qualify for a basic star exemption which would lower it currently $701. 20)
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Our Executive Mortgage Banker:
$949,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $759,200 | $759,200 | $759,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.069% | 6.110% | 5.932% |
| Monthly Tax Payment | $1,082 | $1,082 | $1,082 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,192 | $4,552 | $6,304 |
| Total Monthly Payment | $5,366 | $5,726 | $7,478 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.