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Prime LOCATION & much POTENTIAL! City living in highly desired Buckingham Park neighborhood.
Charming 1930s home, 3 bedroom/1+ bath home with so much potential & character.
Features a stained glass window & handsome staircase as you enter the front door. The living room features a triple set of windows, fireplace with a built in cabinet, & a french door which leads to the office/art room. The dining room is off the living room, then the kitchen (which is gutted), & an enclosed back porch. The upstairs consists of 3 bedrooms, & a bathroom. One of the bedrooms has stairs to the attic, a sweet space to finish for the kiddos. From the kitchen, stairs lead to the walkout basement, it is above grade in the back (finish space potential) & there is a room with a quarter bath (toilet only). Notice the wood floors & banks of windows. Within walking distance to schools, hospitals, colleges, public library, restaurants, & more. St. Peter's Hospital & Maria College are a couple streets away.
Albany Medical Center (2. 1m), downtown (3. 7m), & Upper Madison Ave all close proximity.
This is a fixer upper, no kitchen & roof looks very old.
New Scotland Elementary school zone. Financing will be limited.
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
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Our Executive Mortgage Banker:
$179,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $143,200 | $143,200 | $143,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $569 | $569 | $569 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $858 | $904 | $1,189 |
| Total Monthly Payment | $1,502 | $1,548 | $1,833 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.