1202 MCGREGOR STREET, Punta Gorda, FL, 33950 | $425,000

Charming home nestled in the Historic District of Punta Gorda. Just a short stroll or bike ride takes you to downtown or Fisherman's Village, where you will discover great local restaurants, boutiques, vibrant farmers markets, and the scenic waterfront at Gilchrist Park. Here you can enjoy pickleball, basketball, tennis, fishing, playgrounds, and sunset walks along the harbor front walk path. This home was custom built five years ago featuring many upgrades. Inside, there is a Premier Water Purification filtration system throughout the home and the floors are covered with waterproof scratch-free laminate. Abundant windows help fill the space with natural light, enhancing the bright, airy feel in every room. The kitchen is both functional and inviting, featuring stone quarts tops and complimentary mirror backsplash, newer Bausch appliances, and a window overlooking the fenced in private backyard that provides a private retreat with plenty of room to relax or entertain The dining room as a hurricane window door exits to this cozy courtyard setting with a 20 x 12 awning with an automatic-closing feature when winds increase too much. The primary suite bathroom has double sinks, shower and walk in closet. Whether you’re searching for a primary residence, vacation getaway, or investment opportunity, this property places you in the center of one of Florida’s most charming coastal towns. Historic surroundings, tree-lined streets, and close proximity to marinas, boating, and the harbor lifestyle make this a rare chance to own in the downtown Punta Gorda area. Too many additional features to list. MUST SEE THIS HOME!!

Features

  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Style: Elevated, Florida
  • Year Built: 2020
  • Garage: 1-car Driveway, Garage Door Opener, Ground Level
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,270
  • Acreage: 0.12
  • Est. Taxes: $4,067
  • Lot Desc: Flood Insurance Required, Historic District
  • View: Trees/Woods
  • Elem. School: Sallie Jones Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Refrigerator, Washer, Water Filtration System, Water Purifier
  • MLS#: A4694693
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/A4694693/1202mcgregorstreet_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/29/2026 3:17:10 PM)
Listing courtesy of SANDERLING REAL ESTATE   Phone: 888-809-1500

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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1202 MCGREGOR STREET, Punta Gorda, FL, 33950

$425,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $340,000 $340,000 $340,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.230% 6.512% 5.866%
Monthly Tax Payment $339 $339 $339
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,011 $2,121 $2,801
Total Monthly Payment $2,425 $2,535 $3,215

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.