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Room to breathe, room to build, room to live. That is 305 Padrick Ave. This custom-built 2-bedroom 2-bathroom ranch home sits on over 2 acres in unincorporated West DeLand, offering the kind of space and functionality that puts it in a category of its own. Inside, 1, 378 square feet of thoughtfully finished living space features 9. 5-foot ceilings, tile throughout, and top-grade granite that sets this kitchen apart from anything else in its price range. Crown molding runs through every room, and the master suite includes a walk-in closet and double vanity bath with walk-in spacious shower. A wood burning fireplace anchors the living area, and the 2-car garage — complete with a built-in pet washing station — and dedicated laundry room round out the interior. Out back, 636 square feet of screened porch at 53 feet wide is the kind of outdoor living space that turns Florida evenings into something you look forward to. A portion of the porch is framed to convert to a third bedroom, giving you a natural path to added square footage without major construction. Beyond the home, a 500 square foot workshop with electricity and a roll-up door stands ready for equipment, projects, or hobby space. A pole barn adds additional covered utility, and two separate property entrances with field-and-wood fencing complete the picture. Gravity-flow septic. NO HOA. Flood Zone X. Just minutes from Historic Downtown DeLand, SR-44, shopping, and dining. Book your private showing today. **MLS Info is intended to be correct but is not guaranteed and all information must be verified by buyers. **
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Our Executive Mortgage Banker:
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$470,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $376,000 | $376,000 | $376,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.652% | 5.952% |
| Monthly Tax Payment | $225 | $225 | $225 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,315 | $2,374 | $3,122 |
| Total Monthly Payment | $2,614 | $2,673 | $3,421 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.