48 Salt Marsh Drive, #48, Hilton Head Island, SC, 29926 | $345,000

Perfectly positioned at the gateway to Hilton Head Island yet firmly rooted in the heart of beautiful and historic Bluffton, this precious 4-bedroom, 3-bath property offers more than just a place to live - it offers a way of life. Unlike a traditional condo or townhome, this home has no shared walls, no neighbors above or below, and lives just like a private single-family residence. You get the privacy, space, and independence of your own home, while enjoying the convenience and lower-maintenance lifestyle that comes with condominium ownership. It's a unique combination that's becoming increasingly difficult to find - especially at a price point that's often more attainable than a comparable single-family home on Hilton Head Island. Imagine mornings spent sipping coffee on your back deck as the birds and wildlife awaken around you. Inside, the home welcomes you with warm coastal charm, inviting spaces, and room for everyone you love. Four spacious bedrooms provide comfort and flexibility for family and guests, while three beautifully appointed baths ensure everyone feels welcome. Every room reflects the relaxed elegance that makes Lowcountry living so sought after. But what truly sets this property apart is its place within the newly imagined community of The Gatherings. Designed around connection, friendship, and the simple joys of everyday life, this is a neighborhood where front porches matter, conversations happen naturally, and neighbors become lifelong friends. It's a community that feels both fresh and familiar - where every day offers a chance to slow down and savor what matters most. This isn't just another home for sale. It's a front-row seat to the beauty of the Lowcountry. A launching point for Island adventures. A place where memories will be made for years to come. A coastal cottage that captures everything people dream about when they imagine living where the marsh meets the ocean. Your Regime fee covers insurance, roof, security, exterior maintenance and trash collection - truly carefree living. Incredible opportunity for an investment property, second home or primary coastal escape. Some homes are viewed. Others are experienced. And this one simply must be seen to be fully appreciated. Come discover what life can look like when charm, location, community, and the beauty of the South Carolina coast come together in one unforgettable place.

Features

  • Parking: Assigned
  • Heating: Central,Electric,Heat Pump
  • Cooling: Central Air,Electric
  • Amenities: Insurance,Playground,Pool,Trash
  • Bedrooms: 4
  • Baths: 3 full
  • Complex: THE GATHERINGS
  • Development: Hilton Head/General
  • Year Built: 1985
  • Approx Sq. Feet: 1,950
  • View: Landscaped,Lagoon
  • Appliances: Dryer,Dishwasher,Disposal,Microwave,Oven,Refrigerator,Stove,Washer
  • MLS#: 510211
  • Website: https://www.raveis.com
    /prop/510211/48saltmarshdrive_hiltonheadisland_sc?source=qrflyer
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Listing courtesy of Charter One Realty   Phone: 843-785-4460

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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48 Salt Marsh Drive, #48, Hilton Head Island, SC, 29926

$345,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $276,000 $276,000 $276,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.640% 5.972%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,677 $1,743 $2,292
Total Monthly Payment $1,752 $1,818 $2,367

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.