195 Westhampton Rd, Northampton (Florence), MA, 01062 | $339,900
Highest & Best offers due Tue. 6/16/2026 by 5: 00 PM. Unique income producing opportunity! This 1-bedroom, 1-bath home sits above an oversized 3 car garage on nearly 1 acre of land, offering flexibility & future build potential. The kitchen features granite countertops, SS appliances, and a functional layout. The spacious primary suite includes a large walk-in closet, private en suite bath w/ tiled shower and granite topped vanity, plus access to a wood balcony overlooking the backyard. Outside, you’ll find a large fenced-in yard, ideal for pets, gardening, or outdoor enjoyment. An oversized detached 2-car garage/outbuilding provides additional storage or repurposed as a home office/gym/studio/adu/workshop. A significant highlight is the existing septic system, providing potential for future expansion. Currently operating as a successful short-term rental, this property presents an excellent opportunity for investors or move in & over see the build of your dream home
Features
- Town: Northampton
- Amenities: Shopping, Pool, Tennis Court(s), Park, Walk/Jog Trails, Stable(s), Golf, Medical Facility, Laundromat, Bike Path, Conservation Area, Highway Access, House of Worship, Marina, Private School, Public School, University, Other
- Rooms: 3
- Bedrooms: 1
- Baths: 1 full
- Laundry: Recessed Lighting, Second Floor
- Style: Raised Ranch
- Year Built: 2005
- Garage: 5-car Attached
- Approx Sq. Feet: 936
- Acreage: 0.96
- Est. Taxes: $4,976
- Lot Desc: Cleared
- Appliances: Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer, Wine Refrigerator
- MLS#: 73528927
- Website: https://www.raveis.com
/prop/73528927/195westhamptonrd_northampton_ma?source=qrflyer
Listing by Shelly Hardy courtesy of Brick & Mortar Northampton Phone: 413-259-8888
Room Information
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Kitchen | Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Open Floorplan, Recessed Lighting, Stainless Steel Appliances, Wine Chiller, Peninsula, Lighting - Pendant, Lighting - Overhead | 13.0 x 13.0 | Second |
| Living Room | Flooring - Wood, French Doors, Cable Hookup, Open Floorplan, Recessed Lighting, Lighting - Overhead, Pocket Door | 12.0 x 22.0 | Second |
| Master Bedroom | Ceiling Fan(s), Walk-In Closet(s), Closet/Cabinets - Custom Built, Balcony / Deck, French Doors, Cable Hookup, Exterior Access, Recessed Lighting, Lighting - Overhead | 12.0 x 18.0 | Second |
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Kate RockettRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1500191
617.281.4872
Kate.Rockett@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance
978-337-3053
Paul.Berrios@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
195 Westhampton Rd, Northampton (Florence), MA, 01062
$339,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Kate Rockett
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $271,920 | $271,920 | $271,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.524% | 5.846% |
| Monthly Tax Payment | $415 | $415 | $415 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,609 | $1,696 | $2,240 |
| Total Monthly Payment | $2,099 | $2,186 | $2,730 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
MA Mortgage Lender and Mortgage Broker #MC2630