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Welcome to this custom-built brick ranch nestled on a beautiful 1. 31-acre level lot in the highly desirable Belle Terre community of Port Jefferson and in the Highly desirable Port Jefferson School District. This home offers the perfect blend of quality construction, comfort, and potential. This well-maintained home is ready for its next chapter. The interior features an abundance of natural light streaming through beautiful Andersen windows, creating a warm and inviting atmosphere throughout. The kitchen was tastefully updated in 2016 & both bathrooms have been recently renovated, providing modern conveniences while maintaining the home's timeless appeal. Additional updates include a gas burner, CAC & HW heater, all replaced in 2016 & meticulously maintained. Other features include a new stove (2025), 200-amp electric service w/a back up generator hookup & CVAC. Residents of Belle Terre enjoy access to village amenities, private beaches, parks & the unique charm of Port Jefferson Village with waterfront dining, shopping, entertainment & ferry access. This property is being sold as-is and presents an excellent opportunity for buyers to add their own personal touches and build equity. The current pricing reflects improvements & updates that a new owner may wish to undertake. Seller wishes to disclose that an electrical fire occurred in the attic prior to their purchase of the home in 2014. During their ownership, they have experienced no issues related to this event. Additionally, during periods of heavy rain, water intrusion has been observed near a front basement window. Buyers are encouraged to conduct their own inspections and due diligence regarding all aspects of the property. The water intrusion may be related to grading around the window area, and buyers should discuss this with their home inspector.
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Our Executive Mortgage Banker:
$899,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $719,200 | $719,200 | $719,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.121% | 6.183% |
| Monthly Tax Payment | $1,250 | $1,250 | $1,250 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,084 | $4,312 | $6,069 |
| Total Monthly Payment | $5,426 | $5,654 | $7,411 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.