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Welcome to 31 Ridge Road, a beautifully maintained Bristol model Colonial in the desirable Cortlandt Estates neighborhood within the Hendrick Hudson School District. Set on . 75 acres with municipal water and sewer, this light-filled 4-bedroom, 2. 5-bath home offers the space, comfort, and flexibility today's buyers are seeking. A welcoming entry foyer opens to a versatile main level designed to adapt to your needs. The front-facing room that is currently serving as a formal dining room can easily function as a living room, library, music room, or creative space. Across the foyer, a flexible room currently used as a home office has historically served as a dining room, offering additional possibilities for work, study, hobbies, or entertaining. At the heart of the home, the spacious eat-in kitchen serves as the hub of daily life, offering abundant workspace and storage while opening seamlessly to the dramatic vaulted-ceiling gathering room with a wood-burning fireplace. A sliding glass door connects the kitchen to the pergola-covered patio, creating an easy flow between indoor and outdoor living spaces that is ideal for entertaining, dining al fresco, or simply enjoying the private fenced backyard. Upstairs, the primary suite provides a peaceful retreat with a walk-in closet and an updated ensuite bath featuring a soaking tub and separate shower. Three additional bedrooms and a full hall bath complete the second level. Outside, the fully fenced backyard offers exceptional privacy and enjoyment. Relax beneath the pergola-covered patio, unwind in the hot tub, or enjoy the expansive outdoor space with room for gardening, recreation, or quiet relaxation. There are many ways to customize the basement level with its high ceilings and generous space. Conveniently located near parks, shopping, dining, and major commuter routes, 31 Ridge Road offers easy access to both the Cortlandt and Peekskill Metro-North stations, providing convenient options for travel to New York City and throughout the Hudson Valley. Combining classic Colonial style with flexible living spaces, thoughtful updates, and exceptional outdoor amenities, this is a home designed to adapt to the way you live today and for years to come.
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Our Executive Mortgage Banker:
$910,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $728,000 | $728,000 | $728,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.086% | 6.183% |
| Monthly Tax Payment | $1,530 | $1,530 | $1,530 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,134 | $4,365 | $6,143 |
| Total Monthly Payment | $5,756 | $5,987 | $7,765 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.