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Own a piece of Windsor's living history. The rear of this remarkable home dates to 1780, with a Greek Revival addition built around 1835 by the Thrall family. In 1874, it was purchased as a summer residence by Joseph Rainey of South Carolina - elected to the U. S. House of Representatives. This 2, 500 sq. ft. eclectic home has evolved gracefully through the centuries while honoring its origins: wide-board wood floors, unique built-ins, and two staircases tell the story. The layout flows beautifully for entertaining - from the welcoming front foyer into the generous living room with fireplace insert, past the powder room alcove, through the spacious dining room and butler's pantry, and into the large eat-in kitchen with center island, gas stove, and more built-ins. A step-down den with fireplace opens to a private brick patio out back. Upstairs, the primary bedroom offers an impressively sized closet - a rare luxury in a home of this era. Three additional bedrooms complete the floor, one with a connected office and back-staircase access to the kitchen. A full bathroom and walk-up attic round out the second floor. The home is oil-heated with natural gas already connected for the stove and water heater. Roof replaced just two years ago. Just one mile from the heart of town, the journey there is half the charm - passing First Church (circa 1630), the beloved Bart's Drive-In (est. 1946), and the Windsor Historical Society before arriving at a vibrant town center with restaurants, shopping, concerts on the Green, the Farmers Market, and more. Come be the next caretakers of the Joseph Rainey House - and join the welcoming Windsor community.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Hardwood Floor,Wide Board Floor | Upper |
| Bedroom 2 | Hardwood Floor,Wide Board Floor | Upper |
| Bedroom 3 | Hardwood Floor,Wide Board Floor | Upper |
| Den | Fireplace,Laminate Floor | Main |
| Dining Room | Hardwood Floor,Wide Board Floor | Main |
| Eat-In Kitchen | Built-In Hutch,Hardwood Floor,Wide Board Floor | Main |
| Full Bath | Upper | |
| Half Bath | Main | |
| Living Room | Fireplace,Hardwood Floor,Wide Board Floor | Main |
| Other | Hardwood Floor,Wide Board Floor | Upper |
| Primary Bedroom | Hardwood Floor,Wide Board Floor | Upper |
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $311,920 | $311,920 | $311,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.603% | 5.952% |
| Monthly Tax Payment | $569 | $569 | $569 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,868 | $1,970 | $2,590 |
| Total Monthly Payment | $2,512 | $2,614 | $3,234 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.