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Welcome to this well-maintained 3-bedroom, 1. 5-bath ranch situated on a . 52-acre property in the desirable Miller Place community. Offering the ease and convenience of one-level living, this home presents a wonderful opportunity for buyers looking to add their own personal touch. The functional layout features comfortable living spaces, three adjacent bedrooms, and plenty of space to arrange to meet your needs. Whether you're a first-time buyer, downsizer, or someone looking for a home with room to build equity, this property offers endless possibilities. Major improvements have already been completed, including the roof, siding, and windows, all replaced in 2015. An in-ground sprinkler system helps keep the expansive lawn and landscaping looking their best throughout the seasons. The spacious backyard with a stamped concrete patio offers plenty of room for outdoor entertaining and future enhancements. Conveniently located near local parks, beaches, shopping, dining, and major roadways, this home combines a desirable location with outstanding potential. With its strong bones, key exterior updates, and opportunity to make it your own, this Miller Place ranch is ready for its next chapter.
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Our Executive Mortgage Banker:
$549,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $439,999 | $439,999 | $439,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | $1,025 | $1,025 | $1,025 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,603 | $2,745 | $3,624 |
| Total Monthly Payment | $3,720 | $3,862 | $4,741 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.