1907 78TH STREET NW, Bradenton, FL, 34209 | $899,900

Tremendous opportunity in coveted Shaw’s Point. Set on a half-acre corner lot in Northwest Bradenton with no HOA, no CDD, and located in a non-flood zone, this 4-bedroom, 4-bath Cape Cod-style pool home offers 3, 449 sq. ft. of living space, a flexible layout, and incredible potential. Perfect for investors or those seeking a project with incredible upside. Just minutes from Anna Maria Island, Bradenton Beach, and Coquina Beach, the location is hard to beat. Many of the major improvements have already been completed, including a roof in 2023, multiple A/C units in 2026 & 2024, plumbing and faucets in 2026, impact windows in the main house, and updated electrical. From the front foyer, the home opens to a formal living and dining area that flows naturally toward the kitchen, creating a great foundation for entertaining. The light and bright eat-in kitchen features a Jenn Air cooktop, built-in oven and microwave, casual dining space, pantry storage, and an extended buffet and work area that leads to the laundry room and additional utility or folding room. Just beyond the kitchen, the family room adds warmth and character with a wood-burning fireplace and access to the rear patio and pool area, with covered seating, a built-in barbecue, and a pass-through window to the kitchen. The downstairs layout offers exceptional flexibility. The spacious primary suite features natural light from two windows and a truly unique ensuite design, with his-and-her sides, each offering its own sink and closet area. A tub/shower sits between the two sides, with sliding door access from both, creating a distinctive dual-entry bath layout. On the opposite side of the house, the fourth bedroom shares a wall and a bathroom with a den/office that features wood paneling and built-in shelving. This flexible wing offers convenient day-to-day function with a home office or an exciting opportunity to reimagine the layout by opening the shared wall and creating a larger secondary suite. Upstairs, two additional bedrooms continue the Cape Cod character with matching architectural window details, generous wall closets, and a full bath positioned between them. A nice-sized bonus room sits between the two bedrooms, with French doors opening to the covered balcony overlooking the pool and expansive backyard. The balcony also provides access to the above-garage apartment. This separate apartment is a true standout feature, offering high ceilings, beautiful cedar walls, ceilings and beams, a living area, full kitchen, bedroom, laundry closet, and full bath with tub and shower combination. Two sets of French doors once opened to a wraparound balcony with exterior stairs down to the backyard, and parquet floors under the carpet offer an exciting opportunity to restore private access and maximize the beauty and function of this unique space. The backyard’s current 1/2 basketball court could also be used to store an RV, boat, or water toys with no HOA restrictions, making this property ideal for full-time residence, seasonal living, or investment. Prime location close to schools, shopping, hospitals, downtown Bradenton, and just minutes from pristine beaches like Coquina Beach and Anna Maria Island with all its activities and fabulous restaurants. With easy access to the Sunshine Skyway, I-275, I-75, and other major thoroughfares, you are within reach of all that Sarasota, St. Petersburg, and Tampa have to offer. Don’t miss out. Schedule your private showing today!

Features

  • Rooms: 4
  • Bedrooms: 4
  • Baths: 4 full
  • Lot Size: 125 x 157
  • Laundry: Inside, Laundry Room
  • Style: Cape Cod
  • Year Built: 1972
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 4,003
  • Acreage: 0.45
  • Lot Size: 125 x 157
  • Est. Taxes: $11,794
  • Lot Desc: Corner Lot
  • Pool: Gunite, In Ground
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Range, Refrigerator, Washer
  • MLS#: TB8516081
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8516081/190778thstreetnw_bradenton_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/19/2026 10:47:07 PM)
Listing courtesy of RE/MAX REALTEC GROUP INC   Phone: 727-789-5555

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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1907 78TH STREET NW, Bradenton, FL, 34209

$899,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $719,920 $719,920 $719,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.000% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.300% 6.110% 6.097%
Monthly Tax Payment $983 $983 $983
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,259 $4,316 $6,027
Total Monthly Payment $5,334 $5,391 $7,102

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.