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Take this opportunity to own a large corner lot located in the very front of Flagler Estates! This parcel is located on a hard top road, close to the Dollar General. Take advantage of the privacy that the trees provide while having the flexibility of owning land that has NO HOA! Well, Septic, and electric are all currently available and being used on the interior lot. About 20-25 minutes to St. Augustine shopping and area attractions. Property to be sold is technically two lots which are currently combined with a third whos property ID is currently 0506300507. This is a corner and and interior lot to be separated by buyer's survey which equal to about 2 acres. The southern most lot in this parcel ID is not included. The lots will need to have a new survey to be conducted by the buyer to draw out the 2 northern lots. The property had been previously plotted and survey markers are in the ground from original plotting. Title will submit necessary paperwork to establish a new 911 address and record new property lines. Seller discloses that a mobile home owned by a third party is currently located on the property and is occupied by that individual. Seller has provided notice to the occupant requesting removal of the mobile home and vacating of the property. The mobile home and occupant may or may not remain on the property by the time of closing. Buyers are advised to conduct their own due diligence regarding this matter. Please see Seller's Disclosure
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $64,000 | $64,000 | $64,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.952% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $389 | $404 | $531 |
| Total Monthly Payment | $464 | $479 | $606 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.